FHA VS Conventional loan programs in Saranac, Clinton County, New York
In 2025, within Saranac, county of Clinton, NY, the Conventional loan limit is $726,200 and for a single-family home, the FHA loan limit is $472,030.
Use Lendersa®'s Conventional loan calculator to assess today's best rates for Conventional, FHA, and USDA loans. It helps determine the income, credit, reserves, and necessary documents for qualification. With our advanced mortgage calculator, examine Conforming Conventional, USDA, FHA, and VA loans side by side to choose the ideal program for your financial situation in NY.
2025 Loan Limits and Down Payment Requirements in Saranac, Clinton County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the zip codes: 12978, 12981, 12918, 12929, 12952
Options for Conventional and FHA Loans in Saranac, NY
Lendersa® is committed to finding you the best Conventional, USDA, or FHA loan options quickly and without hassle. Pick one of three approaches to connect with the most suitable lenders and programs.
5860 N Canton Center Rd, Suite 387, Canton, MI, 48187
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
As a HUD approved lender Canton’s AmeriPlus Financial provides a broad range of loan products for your next home purchase or refinance including; Government FHA/VA, Conventional, Non-Conforming, Jumbo and Reverse Mortgage loans. We have built our reputation on providing all clients superior customer service, low interest rates, low closing costs.
We here at A Best Financial understand that your time and effort are very important to you. That is why for more than 15 years A Best Financial has consistently worked only with the top Lenders in the industry to guarantee the lowest and most affordable mortgage rates on the market. We offer a wide range of mortgage options.
Accurate Mortgage Solutions, where we specialize in residential mortgages. At Accurate Mortgage Solutions, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
7500 North Canton Center Road, Suite B, Canton, MI, 48187
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
560 North Milford Road, Suite 202, Milford, MI, 48381
Our mission is to serve with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. Most importantly, we promise to help you.
Lake Huron Credit Union was established in 1959. We strongly believe in our mission to provide our members with various financial services which enable them to enjoy a richer and fuller quality of A full-service financial institution serving the Saginaw, Bay, and Midland communities with 2 convenient locations in Kochville Township and Saginaw Town
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Creative Mortgage, LLC we have the ability to offer competitive rates and pricing because we have more flexible pricing programs than lenders.We believe it is vital to keep you informed throughout the entire process. From the initial application to finishing up the whole process.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The founders of C&F Bank recognized the need for a strong, solid financial institution that would serve local businesses and the customers that lived and worked in our communities. Through the years, C&F Bank has proved that dedicated, well-trained employees, a commitment to outstanding service & a diverse offering of quality financial products.
