FHA VS Conventional loan programs in 2025 for Coram, Suffolk County, New York

In 2025, the Conventional loan limit for a single-family home in Coram, located within the county of Suffolk, NY, is set at $1,089,300. The FHA loan limit, on the other hand, stands at $1,089,300. Understanding these thresholds is crucial for those interested in homeownership, as they directly influence borrowing capacity and financing options.

Use the Lendersa® Conventional loan calculator to effectively compare today's top rates for Conventional, FHA, and USDA loans. This tool helps you ascertain the income, credit score, reserves, and necessary documentation to qualify for each loan type. By employing our advanced mortgage calculator, you'll be able to juxtapose Conforming Conventional loans, USDA, FHA, and VA loans side by side. This comprehensive approach assists you in selecting the most suitable program in NY for your particular financial situation.

Evaluate loan offers from a variety of 100 lending institutions

2025 Loan Limits and Down Payment Requirements in Coram, Suffolk, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table applies to the following zip codes: 11727, 11784, 11738, 11776.

Diverse Loan Options: Conventional and FHA in Coram, NY

Lendersa® aims to swiftly connect you with the best possible Conventional, USDA, or FHA loans with minimal hassle. Choose from three initial pathways designed to match you with suitable lenders and loan programs. This approach simplifies the process of exploring and securing financing that aligns with your home ownership ambitions.

Insights from Lendersa's USDA loan request matching process


  • Hero Mortgage, LLC
  • 609 SW 8th Street, Suite 600, Bentonville, AR, 72712
  • Hero Mortgage, LLC you’re buying, selling, refinancing or building your dream home, you have a lot riding on your Loan Officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who can give you quick and accurate financial advice.
  • New Season Mortgage, LLC
  • 900 SE 5th Street, Suite 22, Bentonville, AR, 72712
  • New Season Mortgage is a wholesale mortgage company. This simply means that we have more options to offer you. It allows you to shop for the best loan within your budget from one convenient place. No application fee. No Processing fee. The lowest interest rates in the industry.We’re local but offer a completely digital, streamlined experience.
  • The First National Bank at Paris
  • 11 E Main St, Paris, AR, 72855
  • The First National Bank at Paris was established in 1891 as The Bank of Paris by a group of local businessmen who had a deep commitment to the people of Paris and Logan County. At that time, Paris was a bustling community of 600 people. Founded by W.R. Cherry, the bank occupied the first floor.
  • Bank of Franklin Meadville
  • 9 Main Street East, Meadville, MS, 39653
  • Franklin County was named for philosopher and statesmen Benjamin Franklin and was one of the original counties of the state of Mississippi. In 1809, seven years prior to Mississippi’s admission into the Union as a state, the county was organized in the Mississippi Territory. A large part of the western portion of the county
  • Kansas Teachers Community Credit Union
  • 416 North Broadway Street, Pittsburg, KS, 66762
  • Kansas Teachers Community Credit Union has been open since 1949. It's the 15th largest credit union in Kansas with assets totaling $136.7 Million and providing banking services to more than 13,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans
  • Dawson Home Mortgage
  • 655 3rd Avenue SE, Suite C, Perham, MN, 56573
  • At Dawson Home Mortgage we strive to give our customers competitive rates and offer a broad range of products giving you the top notch service you deserve.As a customer you will be treated as an individual and not just another number. We will walk you through every step of the way making sure your loan is processed on time.
  • The University National Bank
  • 1400 Kasold Dr, Lawrence, KS, 66049
  • We are a locally owned community bank in Lawrence, KS committed to giving our customers the best service possible. At UNB, you can feel the difference when you walk in the door or talk to us on the phone. We remain true to our core purpose: to provide value-added banking services to the Lawrence community by sticking to what we know best.
  • First Assured Mortgage
  • 4830 Bob Billings Pkwy, Suite 100A, Lawrence, KS, 66049
  • We are a Kansas licensed mortgage broker which allows us to select the top lenders available to serve our customers. Our owners and staff are committed to providing our customers the lowest mortgage rates available from the very best wholesale mortgage lenders available. We offer most mortgage products available through FHA, VA, USDA,
  • NwaLending.com
  • 2829 E Hyland Park Road, Fayetteville, AR, 72701
  • NwaLending.com is a leading mortgage lender in the Northwest Arkansas area & we pride ourselves for our friendly customer service. Call and set up an appointment today & we will help you formulate a plan for your next home purchase.Our office is in Northwest Arkansas near the U of A campus in Fayetteville, and we are owned by a local Arkansas Bank.