FHA VS Conventional loan programs in Shrub-Oak, Westchester County, New York
As of 2026, the Conventional loan limit in Shrub-Oak, part of Westchester county, NY, is $970,800. For a single-family home, the FHA loan limit is $970,800.
Utilize the Lendersa® Conventional loan calculator to assess today's best rates among Conventional, FHA, and USDA options. Analyze your eligibility by determining needed income, credit, reserves, and documents. Our advanced mortgage calculator provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, guiding you in selecting the most suitable program for your finances in NY.
2026 Loan Limits and Down Payment Requirements in Shrub-Oak, Westchester County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$0
0%
FHA
$970,800
3.5%
The comparison table applies to zip codes: 10588
Explore Conventional and FHA Loan Options in Shrub-Oak, NY
The mission of Lendersa® is to secure the best possible loan solution, whether it's Conventional, USDA, or FHA, quickly and with ease. Choose one of three starting points, each linking you to appropriate lenders and loan programs.
The Capital Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
ISB offers a broad range of transactional services & deposit account options – from Back-To-Basics Checking & Passbook Savings to our signature Money Markets, CDs, & NOW Accounts; from conventional and ROTH IRAs to Education & Health Savings Accounts – all designed with the same goal in mind: to help get you from one “landmark event” to the next.
Our credit union has been a fixture in the Altoona community since 1956. We were founded so members could provide loans and financial services to each other by pooling their funds when traditional financial institutions at that time would not serve them. For more than six decades, we’ve grown
The American Pride Credit Union Community credit union Established in 1932, we are a full service financial institution serving members who live, work worship or attend school in Blair & Bedford Counties in Pennsylvania. We provide low cost auto, home equity, personal, & mortage loans. We offer savings, checking investment & retirement accounts.
Altoona First will continue to be an independent, mutually-owned, relationship-driven community bank. We will passionately focus on relationships to help employees, individuals, families and small businesses succeed. Through an intense focus on serving, we will be a driving force in seeing our local communities prosper.
Patriot NTNL Mortgage Corporation began its journey as a Mortgage Broker and Home Improvement Finance Company in June 1993 and has successfully served thousands of customers in the Maryland, Virginia, and Washington DC areas. Patriot NTNL Mortgage Corporation has always had the belief that our customer is top priority.
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Founded in 1935, USSFCU has grown & changed over the years. Delivering top-tier financial solutions & services to our members with a unique culture of working better together has & will always remain our focal point.
In the Senate Community tradition of service, USSFCU strives to improve the financial wellness of our members throughout all sta
