FHA VS Conventional loan in Somers, Westchester County, New York

In 2025, the maximum allowable Conventional loan limit in Somers, part of Westchester, NY, is $1,089,300. Meanwhile, for a single-family home, the FHA maximum is set at $1,089,300.

The Lendersa® Conventional loan calculator allows you to compare today’s prime rates for Conventional, FHA, and USDA loans and identify the income, credit score, reserves, and documentation you need to qualify. Our advanced mortgage calculator places Conforming Conventional loans alongside USDA, FHA, and VA options to help you determine which program in NY best suits your financial profile.

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2025 Loan Limits and Downpayment Specifications in Somers, NY

Category Loan Limit Downpayment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

The table is applicable to the zip codes: 10598, 10536, 10505, 10501, 10589, 10527, 10578, 10540, 10587

Conventional and FHA Loan Opportunities in Somers, NY

The goal of Lendersa® is to swiftly connect you with the most suitable loan options—Conventional, USDA, or FHA—without hassle. Choose one of three paths to link with the right lenders and loan solutions.

Review USDA loan requests and matching results with Lendersa


  • Community Mortgage Advisors, LLC
  • 615 Main St, Suite 205, Nashville, TN, 37206
  • We are very excited to have recently opened this branch of Community Mortgage in historic East Nashville, just minutes from downtown Community Mortgage Advisors, you will receive highly personalized service from senior loan officers. Whether you are looking to purchase or refinance, we offer each customer a free mortgage analysis.
  • AIM FINANCIAL SOLUTIONS LLCAIM FINANCIAL SOLUTIONS LLC
  • 7167 Laurel Creek Dr., Stockbridge, GA, 30281
  • AIM Financial Solutions llc is a premier E-Services Accounting/Mortgage Brokerage Firm. Our mission is to empower and guide individuals, families and small business to achieve financial success at all stages of their lives. Our motto is DREAM AWAKE because we believe if you can dream it than you can achieve it.
  • TruNorth Federal Credit Union
  • 1419 N Second Street, Ishpeming, MI, 49849
  • TruNorth Federal Credit Union has been open since 1949. The credit union has assets totaling $195.79 Million and provides banking services to more than 16, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • Dimensions Mortgage LLC
  • 777 Cleveland Avenue, Suite 101, Atlanta, GA, 30315
  • The Dimensions Mortgage Company is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Georgia. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
  • Financial Plus Credit Union - Illinois
  • 800 Chestnut Street, Ottawa, IL, 61350
  • Financial Plus Credit Union is a financial cooperative, owned & operated by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in a variety of savings accounts & money in turn is lent to other members. Every member of Financial Plus has one vote, regardless of how much has on deposit.
  • The First National Bank of Ottawa
  • 701 LaSalle Street, Ottawa, IL, 61350
  • The First National Bank of Ottawa has marked over 150 years of innovation, bold initiative, and community leadership as an independent community bank. The following provides an overview of some historic highlights and insight into the traditions that have served us well, both as an integral partner in the development of our communities.
  • First Federal Savings Bank (Illinois)
  • 633 La Salle St, Suite 1, Ottawa, IL, 61350
  • Established in 1889, First Federal Savings Bank has been serving the needs of its customers for over 130 years. First Federal Savings Bank is a Mutually owned bank with 12 locations to serve you. Our corporate headquarters is in Ottawa, Illinois. As a Mutual Savings Bank, we cannot be bought or sold. Our name will remain the same.
  • 2GetFunded
  • 4705 Indian Summer Drive, Nashville, TN, 37207
  • The 2 Get Funded team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.