FHA VS Conventional loan programs in Somers, Westchester County, New York

In 2025, Convetional loan limit in Somers, county of Westchester, NY is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Somers, county of Westchester, NY

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 10598, 10536, 10505, 10501, 10589, 10527, 10578, 10540, 10587

Conventional and FHA loan options in Somers, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Guidance Mortgage LLC
  • 14380 W Capitol Dr, Suite 1, Brookfield, WI, 53005
  • We are truly passionate about our profession, and the result is that nearly 100% of our business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors in Milwaukee, Waukesha and all of Southeastern Wisconsin. Our mission is to carefully guide you through the entire home loan process,
  • Majesty Mortgage Inc
  • 15460 West Capitol Drive, Suite 220, Brookfield, WI, 53005
  • Majesty Mortgage is an Equal Housing Lender. Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, familial status (having children under the age of 18) because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act
  • Landmark Credit Union
  • 555 S. Executive Dr, Brookfield, WI, 53005
  • Landmark Credit Union is a not-for-profit financial cooperative owned by our customer/members. We return our profits to our members with exceptional rates, lower fees and personalized service. We serve all people living or working in Southern and Northeastern Wisconsin, plus Lake and McHenry Counties in Illinois.
  • GSF Mortgage Corp
  • 15430 West Capitol Drive, Brookfield, WI, 53005
  • GSF Mortgage Corporation is dedicated to the prosperity of its customers. We are committed to demonstrating the utmost integrity - both professionally and personally - while providing top quality service. We focus on securing the best possible outcome for those who place their trust in us for their mortgage needs.
  • ProVisor, Inc.
  • 200 S. Executive Drive, Suite 120, Brookfield, WI, 53005
  • ProVisor, we understand the stresses of shopping around for a mortgage. That’s why our mission is to make things as simple, easy, and fast as possible, offering transparent rates because we understand this is your money. As your mortgage may be paid for many years to come, making an informed and wise.
  • Go Mortgage
  • 15430 W. Capitol Dr, Brookfield, WI, 53005
  • "GO Mortgage, we personalize each customer relationship to ensure we can deliver on their unique needs. As a company with a diverse access to the best products in the industry, our reach will get you the best outcome as possible.We also offer competitive rates along with an added expertise in the following: Conventional mortgage FHA home loan"
  • State Bank of Herscher
  • 10 Tobey Drive, Herscher, IL, 60941
  • The State Bank of Herscher was chartered in 1902 by a group of residents who understood what a local bank meant for the well-being of their community. The growth that we have experienced since that time has allowed us to move to our present location in Herscher as well as expand to Limestone.
  • Fidelity Mortgage Capital LLC
  • 421 N Northwest Highway, Suite 22, Barrington, IL, 60010
  • Our mission at Fidelity Mortgage Capital is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.