For the year 2026, the Conventional loan limit in Southeast, Putnam county, NY, is set at $1,089,300. Meanwhile, the FHA loan limit for a single-family home in the same region is $1,089,300.
With Lendersa®'s Conventional loan calculator, you can compare today's top Conventional, FHA, and USDA rates. This tool helps you determine the income, credit, reserves, and necessary documents needed to qualify. Our advanced mortgage calculator enables a detailed side-by-side analysis of Conforming Conventional loans alongside USDA, FHA, and VA offerings, helping you choose the best financing option available in NY for your specific financial circumstances.
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| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
Note: This comparison table is applicable to zip codes: 10509
Lendersa® is committed to providing you with quick and hassle-free access to the most advantageous Conventional, USDA, or FHA loans. Select from one of three starting paths that connect you with appropriate lenders and loan programs.
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