Conventional Vs. FHA Lending requirements Southeast, NY in 2026

For the year 2026, the Conventional loan limit in Southeast, Putnam county, NY, is set at $1,089,300. Meanwhile, the FHA loan limit for a single-family home in the same region is $1,089,300.

With Lendersa®'s Conventional loan calculator, you can compare today's top Conventional, FHA, and USDA rates. This tool helps you determine the income, credit, reserves, and necessary documents needed to qualify. Our advanced mortgage calculator enables a detailed side-by-side analysis of Conforming Conventional loans alongside USDA, FHA, and VA offerings, helping you choose the best financing option available in NY for your specific financial circumstances.

Choose the Best Conventional and FHA Loan Options in Southeast, NY

Lendersa® is committed to providing you with quick and hassle-free access to the most advantageous Conventional, USDA, or FHA loans. Select from one of three starting paths that connect you with appropriate lenders and loan programs.

Lendersa USDA loan request and matching results

(847) 707-5300 Lender's profile and map Reviews Al Martinez Mortgage Broker, Huntley 10417 Dawson St, Huntley, IL, 60142 I’m Al Martinez. I’d like to help you qualify for an affordable mortgage to purchase or refinance your home. My career in mortgage lending began in 2002 (I swear, the housing crash is not my fault). Since the sub-prime mortgage meltdown began in 2007, 70% of the people in our industry left the business.
(912) 236-0919 Lender's profile and map Reviews Savannah Schools FCU 4673 US Highway 80 East, Savannah, GA, 31410 Membership in Savannah Schools FCU is an ongoing benefit to employees and associates of participating companies or groups. As a full-service financial institution, the credit union: Provides security for funds, with accounts insured up to $250,000 by the National Credit Union Administration, a U.S. government agency. Offers a full line of fr
(423) 892-3738 Lender's profile and map Reviews Chattanooga Federal Employees Credit Union 2011 Stein Drive, Chattanooga, TN, 37421 Chattanooga Federal Employees Credit Union is a not-for-profit, member-owned financial institution that exists to serve its members. Being a member of the credit union is the smart way to manage your finances. We have a complete line of financial products and services to meet your needs.
(844) 805-9100 Lender's profile and map Reviews HomeRate Mortgage 7506 East Brainerd Road, Chattanooga, TN, 37421 HomeRate Mortgage of Tennessee saves local home owners money. Ben Phillips is the voice of HomeRate Mortgage and he helps Eric Bradshaw manage the success of hundreds of clients mortgage closings. When it comes to getting the lowest rate and the quickest mortgage approval you have to depend on the best mortgage professionals.
(912) 629-2900 Lender's profile and map Reviews First Chatham Bank 111 Barnard Street, Savannah, GA, 31401 Opening its doors on January 23, 2002, First Chatham Bank became the first community bank chartered in Chatham County since 1989. Since that time, First Chatham Bank has proven to be the premier community bank in the Coastal Empire. The Bank was a vision of local business leaders.
(678) 407-1182 Lender's profile and map Reviews Mortgage Solutions Network 197 W Crogan St, Lawrenceville, GA, 30046 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(404) 229-8004 Lender's profile and map Reviews Hard Money Loans Georgia 155 Gwinnett Dr, Suite E, Atlanta, GA, 30046 Georgia Private Loans is an Atlanta-based private lending company that focuses on short-term loans secured by real estate. Our clients utilize our loans, often referred to as "bridge" or "hard money" loans and also We offer two significant advantages over banks and other financial institutions: speed and flexibility.
(262) 729-4333 Lender's profile and map Reviews INmortgage Co 820 Geneva Pkwy, Suite 106, Lake Geneva, WI, 53147 INmortgage Co mission is to strive to provide a new level of excellence along with a fresh transparent approach in the mortgage industry. We boast the top of the line technologies, broad range of programs, comprehensive marketing and experienced staff comprised of top producing loan originators, and management.
(815) 338-2300 Lender's profile and map Reviews American Community Bank & Trust Woodstock 1290 Lake Avenue, Woodstock, IL, 60098 Since we founded ACBT we have been focused on building relationships with privately owned businesses, investors, and families. As an independent commercial bank, we are uniquely qualified to serve this market and compete successfully against the mega banks. We are simply more responsive, agile, flexible, and attentive.