FHA VS Conventional loan programs in 2025 for Southeast, Putnam County, New York
For the year 2025, the Conventional loan limit in Southeast, Putnam county, NY, is set at $1,089,300. Meanwhile, the FHA loan limit for a single-family home in the same region is $1,089,300.
With Lendersa®'s Conventional loan calculator, you can compare today's top Conventional, FHA, and USDA rates. This tool helps you determine the income, credit, reserves, and necessary documents needed to qualify. Our advanced mortgage calculator enables a detailed side-by-side analysis of Conforming Conventional loans alongside USDA, FHA, and VA offerings, helping you choose the best financing option available in NY for your specific financial circumstances.
2025 Loan Limits and Downpayment Requirements in Southeast, Putnam County, NY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Note: This comparison table is applicable to zip codes: 10509
Choose the Best Conventional and FHA Loan Options in Southeast, NY
Lendersa® is committed to providing you with quick and hassle-free access to the most advantageous Conventional, USDA, or FHA loans. Select from one of three starting paths that connect you with appropriate lenders and loan programs.
1415 North Loop West, Suite 110, Houston, TX, 77008
Union Fidelity Federal Credit Union is a full-service, not-for-profit cooperative financial institution. Our primary objective is to serve our members the best way possible.
The credit union is committed to put forth every effort to enable our members to become financially self-sufficient and successful.
We offer exceptional service for both the borrower and the Sales Professionals that refer us clients. We understand that financing your dream home is important to all parties. There must be a level of trust between us and we must remember that this is someone’s dream home is on the line and many professionals income is dependent
Preferred Home Lending’s team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
NuHome Group we aim to be the best in the industry. By “Best” we are not looking to be the biggest but we are striving to be the best in quality. By providing best service in the industry we will provide you with the communication you expect and exceeding our clients service expectations closing on time and many times closing your loan.
Blink Lending offers the same Conventional & VA Loans the big banks do, along with Private Money Loans for Real Estate Investors. When considering purchasing a home, you’ll likely have questions. Whether about which loan type is best for you, what is PMI and when is it required, what is an appraisal and why is it necessary
First Imperial Mortgage we have an unparalleled passion for excellence and integrity. As an exclusively referral-based company, we stake our livelihoods on our quality of service and the relationships we make with our clients and referral partners. It is imperative that our service far exceeds our competitors’
"Texas Loan Star, and we want to welcome you to a new way of financing your home. We are experts in the mortgage lending industry with over 50 years of lending experience on our team.
As a direct lender, we are able to fit clients into the “qualification box” by providing alternatives"
We offers a wide range of loan programs .Our goal is to provide our customers with better rates and fees with excellent services. Our group of expert could help you decide which program best fit you today! While there are thousands of other loan companies, we want to be the one that stands out and best fit your needs
DOSS Home Loans is affiliated with the DOSS Brand of services & technology designed to automate the process, reduce transactional friction, & pass that savings on to our clients. Our mission is to develop the best technology to make homeownership in AMERICA more affordable.our mission is to serve our customers with honesty, integrity & competence.
