For the year 2026, the conventional loan limit in Putnam-Lake, located in Putnam county, NY, is $970,800. The FHA limit for a single-family home is $970,800.
Use the Lendersa® Conventional loan calculator to compare the top rates for Conventional, FHA, and USDA loans today, evaluating the necessary income, credit, reserves, and documentation for qualification. This advanced mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options, assisting in choosing the most suitable program for your financial needs in NY.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This table applies to zip codes: 12563
Lendersa® is dedicated to providing you with the best selection of Conventional, USDA, or FHA loans quickly and efficiently. Choose from three starting points to locate matching lenders and optimal loan programs.
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