In 2025, the limit for conventional loans in St.-James, Suffolk County, NY, is $970,800, whereas the FHA limit for a single-family residence stands at $970,800.
Utilize the Lendersa® Conventional loan calculator to assess and compare the best available rates between Conventional, FHA, and USDA. Identify the necessary income, credit requirements, reserves, and documents required for qualification. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side to assist you in selecting the most suitable program for your financial situation in NY.
Examine loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
|---|---|---|
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This table applies to the zip codes: 11780
The objective of Lendersa® is to provide you with the most competitive Conventional, USDA, or FHA loan efficiently and without any hassle. Choose one of three options that facilitate connections with matching lenders and loan programs.
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