For 2026, the conventional loan ceiling for a single-family home in Hauppauge, situated in Suffolk county of NY, is $1,089,300, whereas the FHA cap is $1,089,300.
Try out the Lendersa® Conventional loan calculator to examine and assess today's top rates for Conventional compared to FHA and USDA loans. Determine the required income, credit, reserves, and documents through our sophisticated mortgage calculator tool. It juxtaposes Conforming Conventional loans alongside USDA, FHA, and VA options, helping you choose which program in NY suits your financial scenario best.
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| Type of Loan | Maximum Loan Limit | Minimum Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
This table is applicable for zip codes: 11787
Lendersa® is committed to securing the most suitable loans, be it Conventional, USDA, or FHA, rapidly and effortlessly. Start with one of three pathways to find matching lenders and loan schemes.
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