FHA VS Conventional loan in Walton, Delaware County, New York
As of 2025, the conventional loan limit in Walton, within Delaware county, NY, is established at $726,200. Conversely, for a single-family home, the FHA loan limit is $472,030. Understanding these limits is crucial for prospective homeowners contemplating financing options in these areas.
Utilize the Lendersa® Conventional loan calculator to contrast today's leading rates among Conventional, FHA, and USDA loans. It helps determine the necessary income, credit, reserves, and documents required to qualify. Through our advanced mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best program in NY for your specific financial needs.
2025 Loan Limits and Down Payment Requirements in Walton, Delaware County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The corresponding comparison table applies to zip codes: 13856
Exploring Conventional and FHA Loan Options in Walton, NY
Lendersa® strives to secure the best possible loan—be it Conventional, USDA, or FHA—quickly and without hassle. Begin by selecting one of three starting points leading to matched lenders and programs that best suit your circumstances.
Our mission is to be our members's 1st choice for high-quality financial products and services.
We take pride in our history of serving teachers and the educational industry and strive to make the lives of our members easier and more rewarding. We now serve all of Salt Lake county, providing friendly and convenient financial services.
1586 E Stratford Ave, Suite 3, Salt Lake City, UT, 84106
At LATITUDE LENDING, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
The Credit Union’s mission is to improve the financial lives of all members while promoting an environment that, like the J.A.C.L.’s vision, “respects the values of fairness, equality and social justice. “ The J.A.C.L. was founded in 1929 and is the oldest and largest Asian American civil rights organization in the United States.
Matt Stout started Consumers Financial Mortgage in 1995 with the vision of helping homeowners save money. Since that time, he has worked to perfect the art of understanding mortgage customers and their financial goals. Using what he calls his “Mortgage Map”, Matt creates options based on his client’s financial goals to better guide.
1062 East 2100 South, Suite 217, Salt Lake City, UT, 84106
"Hi I'm Jason Deamer, founder of Salt City Home Loans located in the heart of Salt Lake City. I started in the home loan industry over 19 years ago in 2001, and I’ve worked with and learned from some of the best in our industry.
Mortgages are so much more than just a means to purchase a home."
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675 E 2100 S, Suite 110, Salt Lake City, UT, 84106
"America West Financial is about helping potential home owners navigate through the complex process of home loans. Through dedicated Loan Officers & supporting staff, America West Financial provides an enjoyable, efficient experience.
America West Financial was founded by Lee M Yates in 2003. After being in the Mortgage Broker business."
The Rails West Federal Credit Union has been serving members since 1935. We are a non-profit financial institution, owned and controlled by our members. Our Mission is to serve the personal financial needs of our members efficiently and vigorously.
Our Vision is to become the primary financial institution for the entire credit union
