Explore the differences! FHA VS Conventional loan programs in Wappinger, Dutchess County, New York
In 2025, the conventional loan ceiling for Wappinger in the county of Dutchess, NY, is $726,525. The FHA cap for a single-family home is $472,030.
The Lendersa® Conventional loan calculator lets you compare the best rates today for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage tool, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, which helps decide on the best program in NY for your financial needs.
2025 Loan Limits and Down Payment Requirements in Wappinger, Dutchess, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,525
3%
USDA
$581,200
0%
FHA
$472,030
3.5%
This comparison applies to these zip codes: 12590, 12512, 12537
Available Conventional and FHA Loan Options in Wappinger, NY
Lendersa® is committed to connecting you with the best-possible Conventional, USDA, or FHA loan quickly and with ease. Choose a starting method from three options to align with matching lenders and optimal loan programs.
Welcome to West Alabama Bank. We’re the hometown Bank for West Alabama, helping people, businesses and our communities grow stronger and better with each day. As a local Bank, we make decisions right here, which means we have the freedom to be creative and flexible in supporting you.
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