FHA VS Conventional loan programs in Wappinger, Dutchess County, New York

In 2025, Convetional loan limit in Wappinger, county of Dutchess, NY is $726,525 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Wappinger, county of Dutchess, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,525 3%
USDA $581,200 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 12590, 12512, 12537

Conventional and FHA loan options in Wappinger, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Specialty Lending Group
  • 400 Continental Blvd., 6th Fl., El Segundo, CA, 90245
  • "Since 1991, our team has funded thousands of real estate loans for California Home Buyers, Homeowners and Investors. Those who have faced challenges with their credit, down payment, debt-to-income ratios, employment history, provable income, etc. Together with our experience and expertise, we provide solutions"
  • Rockland Commercial
  • 222 N Pacific Coast Highway, Suite 2000, El Segundo, CA, 90245
  • Rockland Commercial is a full service mortgage lending firm that specializes in commercial & apartment mortgage financing. We are located in Redondo Beach, Manhattan Beach, and in Los Angeles County. We provide commercial and apartment loans to businesses and individuals throughout California, Arizona, Nevada, Washintgon, and the rest of the nation
  • Peer Street, Inc.
  • 2121 PARK PLACE STE 250, El Segundo, CA, 90245
  • "PeerStreet is a first-of-its-kind online platform for investing in real estate debt. The platform represents a two-sided marketplace that, on one side, provides hassle-free access to an asset class that was previously inaccessible to individual investors: short-term, real estate backed loans.
  • Broadway Capital Partners
  • 1617 Broadway, Suite B, Santa Monica, CA, 90404
  • Broadway Capital Partners is located in Santa Monica, CA, United States and is part of the Offices of Real Estate Agents and Brokers Industry. We founded Broadway Capital Partners in 2012 in response to significant challenges in real estate Finance Market, and the need for a relationship driven platform dedicated to servicing our clients.
  • Commonwealth Bancorp
  • 2812 Santa Monica Boulevard, Suite 202, Santa Monica, CA, 90404
  • Commonwealth Bancorp, where we specialize in residential mortgages. At Commonwealth Bancorp, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Fidelity Capital Home Loans
  • 1425 Stanford Street, Suite 3, Santa Monica, CA, 90404
  • Fidelity Capital Home Loans focuses on all aspects of residential lending working directly with Buyers, Home Owners, Realtor Partners as well as Lawyers, CPA’s and other professionals. Integrity and a commitment to excellence is our standard and David Patrick Baron. The Broker, and Owner of Fidelity Capital Home Loans.
  • Standard Mortgage, Inc.
  • 18757 Burbank Blvd, Suite 205, Tarzana, CA, 91356
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
  • United National Mortgage
  • 18321 Ventura Boulevard, Suite 300, Tarzana, CA, 91356
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • CalSun Mortgage
  • 18580 Ventura Blvd, Suite B, Tarzana, CA, 91356
  • "CalSun Mortgage was founded by Mitchell Lubinsky, it’s CEO and President. Mitchell is a real estate broker and licensed by CA DRE License 015025140, NMLS 353072. He has been in real estate and lending industry for more than 30 years. He is real estate mortgage expert and practitioner. And acquired a great deal of experience"
  • Whittaker Gregory Burton
  • 18606 Collins Street, Tarzana, CA, 91356
  • Whittaker Gregory Burton is a sole proprietorship based in Los Angeles California and owned by Gregory Whittaker. Gregory Whittaker is a licensed Real Estate Broker with the State of California BRE #00849532 and licensed through the NMLS# 1583645, NMLS# 1450202. I have been a licensed real estate professional for over 45 years working in sales,