FHA VS Conventional loan programs in 2025 for Wappingers-Falls, Dutchess County, New York

In 2025, Convetional loan limit in Wappingers-Falls, county of Dutchess, NY is $726,525 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Wappingers-Falls, county of Dutchess, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,525 3%
USDA $581,220 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 12590

Conventional and FHA loan options in Wappingers-Falls, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • The Ken Phillips Team @ ALCOVA Mortgage
  • 8647 Baypine Road, Suite 203, bldg. 1, Jacksonville, FL, 32256
  • ALCOVA Mortgage LLC | NMLS#40508 | (www.nmlsconsumeraccess.org) Licensed in AL, CO, DC, FL, GA (License #42101), KY, MD, NC, OH, PA, SC, TN, VA, WV | 308 Market St SE, Roanoke, VA 24011 We take the hassle out of homebuying so you can get back to focusing on what matters most! Life moves fast, and so do you.
  • Jones Home Loan Mortgage LLC
  • 5785 Wilson Blvd, Suite 1, Jacksonville, FL, 32210
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Oak Street Financial, Inc.
  • 1919 Blanding Blvd, Suite 10, Jacksonville, FL, 32210
  • In 1998, Alec Boriss opened his mortgage brokerage business at its present location, 2330 Oak Street, in the heart of Jacksonville’s historic district. The business was a lender branch until, in 2004, Alec decided to incorporate Oak Street Financial, Inc. as a Correspondent Lender with license to originate FHA .
  • Commercial Bank
  • 2330 West Port Plaza Drive, Saint Louis, MO, 63146
  • Commercial Bank is an independent bank specializing in relationship banking. We focus on personal relationships with you, our customer. While providing this "good old fashioned"​ brand of service we still provide the latest banking technology. Come visit us and let Commercial Bank show you what we can offer you.
  • Electro Savings Credit Union
  • 1805 Craigshire Road, Saint Louis, MO, 63146
  • We're a not-for-profit financial cooperative, looking out for our members'​ financial well-being and futures. We embrace our "not-normal-ness"​ & strive to offer the best products & services for our members, without the price tag you'd find at a big bank. Being member-owned also means we pass all the savings along to our members, not stockholders.
  • Mortgage Partners Group
  • 11862 Lackland Rd, Saint Louis, MO, 63146
  • Mortgage Partners Group our seasoned Loan Officers are Partners of the Firm. Our Loan Officer-Partners understand that there is nothing more important in the home loan process than a client understanding his or her mortgage loan options. That is why we offer a wide variety of home loans so you can find the right option to fit your goals.
  • Mason Mortgage Advisors
  • 11862 Lackland Rd, Saint Louis, MO, 63146
  • Mason Mortgage Advisors, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • First Integrity Mortgage Services
  • 1807 Park 270 Drive, Suite 265, St. Louis, MO, 63146
  • Our reputation makes us far from a secret. However, some people may be unfamiliar with our private Mortgage Banking firm. Unlike big-tent lenders, we refuse to flood our clients with unwanted cross-selling offers of credit cards, money markets, auto loans. Clients come to us from sources more powerful than television, radio or any print media.
  • Golden Oak Lending
  • 11737 Administration Drive, Saint Louis, MO, 63146
  • Golden Oak Lending, we speak mortgage and love translating it for you.The mortgage industry is full of technical, industry-based terminology and our local, experienced loan officers will help you make sense of it all in an easy-to-understand way. Our team uses this knowledge to align the right loan program that fits your needs & puts more savings.
  • Seaside National Bank and Trust
  • 820 A1A North, Ponte Vedra Beach, FL, 32082
  • Seaside is a Florida based full-service financial institution capable of handling all of your private and commercial banking, wealth management and insurance needs. But we go one step further – by providing dedicated, client-focused service. We offer the broad, sophisticated products of a large regional bank
  • Dolphin Home Mortgage Inc
  • 2308 Sawgrass Village Drive, Ponte Vedra Beach, FL, 32082
  • Dolphin Home Mortgage are your premier mortgage team located in Ponte Vedra Beach, Florida. Dolphin Home Mortgage offers some of the most competitive rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the State of Florida.
  • MTR Funding LLC
  • 2407 Brittany Court, Ponte Vedra Beach, FL, 32082
  • We are wholesale to the Public. No one else comptetes with this. We have no lender fees whatsoever. The only fees you will have is what the title company charges you and taxes and insurance. Owner Michael Riley have 30 years experience and I have closed thousands of Mortgage Loans.