FHA VS Conventional loan programs in Middletown, Orange County, New York
In the year 2025, if you are looking into a Conventional loan in Middletown, located in Orange county of NY, the capped limit is $726,525. For a single-family home, the FHA limit is defined as $472,030. These stipulations are crucial for informed decision-making regarding real estate investments and personal home buying.
Take advantage of the Lendersa® Conventional loan calculator to effectively evaluate today's most favorable rates among Conventional, FHA, and USDA loans. The calculator allows you to gauge the necessary income, credit standings, reserves, and the essential documents needed for loan qualification. Our sophisticated mortgage calculator facilitates side-by-side comparisons of Conforming Conventional loans alongside USDA, FHA, and VA options, enabling an informed choice of the best program for your financial circumstances in NY.
Insightful overview of 2025 loan limits and downpayment specifics in Middletown, Orange, NY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,525
3%
USDA
$581,200
0%
FHA
$472,030
3.5%
This table is pertinent to the zip codes: 10940
Explore Conventional and FHA loan possibilities in Middletown, NY
At Lendersa®, we aim to swiftly deliver the most suitable Conventional, USDA, or FHA loan, minimizing hassle. Choose one of three streamlined approaches to find matching lenders and the best loan programs tailored to your needs.
6825 Hobson Valley Drive, Suite 201, Woodridge, IL, 60517
We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. Our website offers a variety of online application options.
Established in 1941, Peninsula Federal Credit Union has grown from 231 members to over 11, 000 members with assets in excess of $142 million.
Founded as an occupational credit union we began as the Escanaba Paper Company Employees Federal Credit Union. The name changed to Mead Corporation, Escanaba Division Employees Federal Credit Union
Upper Peninsula State Bank was formed in 1902 for the purpose of providing banking services to the citizens of Delta and surrounding counties. From humble beginnings, our founders and their successors built one of the finest financial institutions in the Upper Peninsula. For 119 years we have made loans to start or expand local businesses.
Since our doors opened over 40 years ago, First Bank/Illinois has prided itself on serving as a dedicated community bank where its customers can feel like family While we are proud to have become a commercial real estate lending specialist with a national presence, we continue to offer our individual customers
Cornerstone National Bank & Trust Company. Cornerstone National Bank & Trust Company was founded in Palatine, IL in October 2000 on the principle of developing long-term relationships with individuals, families and small to medium-sized businesses by providing a full array of the highest quality financial products and services
1619 Colonial Pkwy, Suite 201, Palatine, IL, 60067
The Resource Plus team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
At First Century Bank, N.A., customers will deal directly with decision makers, not order takers. No long waits for loan approval. We will focus on the needs of individuals and small to medium sized businesses. We have local ownership and management with a staff composed of some of the finest talent in the banking industry.
Bank of Luxemburg is proud to be a community bank owned by shareholders in the area. We have years of local decision making expertise, catering to the local communities we serve. We are here for our customers through all stages in life, helping to manage life changing events. Trusted advisors support our customers.
State Bank of The Lakes offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
