Explore the differences! FHA VS Conventional loan programs in Mechanicstown, Orange County, New York

In 2025, Convetional loan limit in Mechanicstown, county of Orange, NY is $726,525 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Mechanicstown, county of Orange, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,525 3%
USDA $581,200 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 10940

Conventional and FHA loan options in Mechanicstown, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • First Millennium Holdings
  • 601 1st ave suite 1400, Spokane, WA, 98580
  • making your dreams of tomorrow a reality today. Originating Conventional VA FHA USDA Jumbo Stated No Doc and NiV DSCR No ratio. our website is top notch and and you view and check the status of your rate with a custom quote with live pricing from our investment banks 24 hours a day
  • Lake Tahoe Mortgage LLC
  • 899 Tahoe Boulevard, Suite 500, Incline Village, NV, 89451
  • Lake Tahoe Mortgage provides residential mortgage loan origination services throughout all of Nevada and California. Our team is made up of knowledgeable and friendly loan officers with years of experience in the mortgage industry. We take the time to talk to you one-on-one, listen to your concerns
  • Randy Van Orden
  • 43050 Calle Cristal, Temecula, CA, 92592
  • RANDY'S CORE BELIEFS DRIVE HIM TO DELIVER THE BEST MORTGAGE LOAN SOLUTIONS FOR YOUR SPECIFIC MORTGAGE LOAN NEEDS AND LIFE SITUATION. THAT'S MY GOAL FROM START TO FINISH AND WHY REAL ESTATE PROFESSIONALS TRUST HIM. Randy Van Orden offers 25 years’ experience in the residential mortgage and Real estate investment financing industry.
  • BOLD Funding
  • 45576 Jaguar Way, Temecula, CA, 92592
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Best Rate Finance & Realty
  • 32605 Temecula Parkway, Suite 203, Temecula, CA, 92592
  • As a full service Real Estate Company, Best Rate Finance and Realty Inc. is committed to serving all of your real estate needs. As a buyer, or as a seller, you do not have to shop around to find different companies for your Real Estate transaction and your loan transaction.
  • Anthony Campos
  • 28693 Old Town Front St, Suite 300, Temecula, CA, 92592
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • The Phoenix Man Financial Services
  • 24816 Morning Mist Drive, Moreno Valley, CA, 92557
  • The Phoenix Man Financial Services team considers this community an excellent place to reside and would love to share with you an enthusiasm for the many neighborhoods that encompass the area. The Phoenix Man Financial Services prides itself on providing unparalleled service and look forward to developing a long-term relationship with you.
  • Go Lender Direct, Inc.
  • 42377 Via Azalea, Temecula, CA, 92592
  • Since we have been in this industry for many years, we know what the market trends look like and how we can help you. We even have clients that have been with us since we began. Our clients look forward to doing business with us. Our clients love that they do not have to watch the market and enjoy the fact that I know what to look for.
  • Realty Rx
  • 42993 Agena Street, Temecula, CA, 92592
  • Realty Rx Specializing in property sales and mortgage lending in the state of California. Realty Rx is well versed in representing Buyers and Sellers for their real estate transactions and lending needs. Realty Rx covers all of California and it's main office is located in Southern Riverside county.
  • Taylor Loop - Modern Lending
  • 30070 Temecula Pkwy, Suite 200, Temecula, CA, 92592
  • The Modern Lending Team is Southern California's number 1 mortgage team for funded loans and volume. With over 1000 Five Star reviews we are here to make ensure each and every one of our clients and referral partners knows and also Modern Lending we help families get the best mortgage rates to buy or refinance a home
  • HomeSight Mortgage
  • 30724 Benton Road, Suite C302-580, Winchester, CA, 92596
  • Faster, Cheaper, Easier, Local…and with lots of Love. That’s our game here at Williams Realty. We’re not just another Real Estate company; We’re laser focused on making sure we exceed your expectations by taking to heart the concept of under-promising and over-delivering. we went all in on that philosophy and still live it out to this day.
  • Gravity Mortgage
  • 31290 Windstone Drive, Winchester, CA, 92596
  • At Gravity Mortgage, our Loan Officers search for the best rates and best terms from multiple financial institutions. Let us be your advocates and provide you with an unbeatable quote. we are dedicated to making buying a house as easy as possible. We provide mortgage solutions specifically geared for you.