FHA VS Conventional loan in Wellsville, Allegany County, New York
In the year 2025, the conventional loan limit for a single-family home in Wellsville, part of Allegany county, NY, is set at $726,200, whereas the FHA limit is $472,030.
Use the Lendersa® Conventional loan calculator to evaluate and compare today's top rates among Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documents needed to qualify. Our advanced calculator lets you see side-by-side views of Conforming Conventional loans, USDA, FHA, and VA, helping you select the best program in NY for your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Wellsville, Allegany, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to the following zip codes: 14895
Available Conventional and FHA Loan Options in Wellsville, NY
Lendersa® aims to secure the most advantageous Conventional, USDA, or FHA loans swiftly and without hassle. Choose one of the three starting points to find matching lenders and loan programs.
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Your Strategic Capital Partner
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