FHA VS Conventional loan in Cuba, Allegany County, New York

In 2025, Convetional loan limit in Cuba, county of Allegany, NY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Cuba, county of Allegany, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 14739, 14727

Conventional and FHA loan options in Cuba, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Veritas Federal Credit Union
  • 685 Ken Pilkerton Drive, Smyrna, TN, 37167
  • Veritas Federal Credit Union is a Federally Chartered, Federally Insured Independent Financial Institution originally chartered on July 13, 1973 to serve the employees of Nissan Motor Corporation and other employers.Credit Union is a Federally Chartered, Federally Insured Independent Financial Institution originally chartered on July 13, 1973.
  • Chattanooga Federal Employees Credit Union
  • 2011 Stein Drive, Chattanooga, TN, 37421
  • Chattanooga Federal Employees Credit Union is a not-for-profit, member-owned financial institution that exists to serve its members. Being a member of the credit union is the smart way to manage your finances. We have a complete line of financial products and services to meet your needs.
  • HomeRate Mortgage
  • 7506 East Brainerd Road, Chattanooga, TN, 37421
  • HomeRate Mortgage of Tennessee saves local home owners money. Ben Phillips is the voice of HomeRate Mortgage and he helps Eric Bradshaw manage the success of hundreds of clients mortgage closings. When it comes to getting the lowest rate and the quickest mortgage approval you have to depend on the best mortgage professionals.
  • Platinum Financial Funding
  • 6111 Shallowford Road, Suite 105, Chattanooga, TN, 37421
  • Platinum Financial Funding is a residential mortgage lender with branches located in Tennessee and Michigan. Founded in 2008, we have been proudly serving the needs of homebuyers for over 11 years! At Platinum Financial Funding, we are dedicated to providing a superior mortgage experience for borrowers with speed.
  • First Century Bank Georgia
  • 1731 N. Elm St, Commerce, GA, 30529
  • At First Century Bank, N.A., customers will deal directly with decision makers, not order takers. No long waits for loan approval. We will focus on the needs of individuals and small to medium sized businesses. We have local ownership and management with a staff composed of some of the finest talent in the banking industry.
  • Life Credit Union
  • 2004 Hayes Street, Suite 120, Nashville, TN, 37203
  • Life Credit Union is a financial cooperative that was founded in 1958 in the spirit of people helping people improve their lives through financial health and stability. The cooperative nature of credit unions goes hand-in-hand with the nature of our members. Anyone who works in or with the healthcare industry is welcome to join Life Credit Union!
  • Studio Bank
  • 124 12th Ave. South, Suite 400, Nashville, TN, 37203
  • A studio is a place where creators do their thing. And we want to be the bank for Nashville's creators. Whether you're designing a company or building a project, crafting a song or writing code, orchestrating social change or enhancing the quality of care, we want to collaborate with you.
  • The Tennessee Credit Union
  • 1400 8th Avenue South, Nashville, TN, 37203
  • The Tennessee Credit Union has been helping individuals achieve their financial goals with products and services designed to exceed expectations. We were founded by a small group of dedicated volunteers guided by their commitment to provide each member with the tools & knowledge necessary for personal financial growth and a sound financial future.