FHA VS Conventional loan programs in Olean, Cattaraugus County, New York
During 2025, in Olean, located in Cattaraugus county, NY, the maximum limit for Conventional loans is $726,200. The FHA limit for a single-family home, meanwhile, is $472,030.
The Lendersa® Conventional loan calculator helps you compare the leading rates for Conventional, FHA, and USDA loans today. Evaluate the income, credit score, reserves, and documentation necessary to secure your loan. Our advanced mortgage calculator allows a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options too, assisting you in determining which solution in NY best aligns with your financial plans.
2025 Loan Limits and Downpayment Criteria in Olean, NY
Type
Loan Cap
Initial Downpayment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table pertains to these specific zip codes: 14760
Avenues for Conventional and FHA Loans in Olean, NY
The aim of Lendersa® is to facilitate access to the best loans possible—Conventional, USDA, or FHA—speedily and without difficulty. Start with one of three pathways to connect with ideal lenders and programs available.
We believe in our community and our ability to serve you better than anyone else. When you invest with First National Bank we put your money to work for you and a better local economy. First National Bank is actively involved in both the Cimarron and Ingalls communities and works with several organizations for the betterment of the community.
8787 N Stemmons Freeway, Suite 185, Dallas, TX, 75247
The Local FCU is non-profit financial cooperative. When you join the credit union, you become a shareholder, or part "owner", of a very unique financial institution. Earnings above the required reserves are returned to you in the form of lower interest rates on loans and competitive dividends on savings.
1140 Empire Central Drive, Suite 245, Dallas, TX, 75247
Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.
Resolution Capital offers a full line of mortgage products to meet your needs. Whether you're buying a home, refinancing or need cash for debt consolidation or home improvement, we'll work hard to find the right loan for you.We have a strong and genuine belief in the "customer for life" principle of doing business: this is our number goal.
800 Parker Square, Suite 205, Flower Mound, TX, 75028
Chartwell American Mortgage We strive to be your home lender for life. When venturing into the home finance arena, you need someone that has the experience and relationships to navigate you through the process. Find out how we can help. and camloans.com is your online resource for personalized mortgage solutions.
3020 Corporate Court, Suite 500, Flower Mound, TX, 75028
J Philips Mortgage, Inc. has been offering professional mortgage services to homebuyers in the Flower Mound, and all over the DFW, area since 2007. Judy Philips has over 18 years’ experience in the mortgage field and after numerous years working for a previous company, she decided to open up her own.
3201 Cross Timbers Road, Building 6, Suite 600, Flower Mound, TX, 75028
Creekview Realty was founded in 2002 and is headquartered in Plano, TX. John Prell is the broker, and has over 30 years experience over 4 states in various capacities of the real estate business, including investing, hard money lending, residential & commercial construction, renovations, consulting, and brokerage.
Second Finance, We are a Non Bank lender that can offer you more home loan products that banks just cannot begin to compete with.We can get you into your home fast. The Banks cannot help themselves. There has been a fundamental shift in regulations that took place in response to the housing crisis.
First State Bank opened its doors on August 12, 1914. The bank was chartered and operated as Live Oak County State Bank until May 23, 1932, when the current name was adopted. Previous stockholders include John Nance Garner, former Vice President of The United States. The first branch opened on November 28, 2016 in Beaumont
