FHA VS Conventional loan in Olean, Cattaraugus County, New York
During 2025, in Olean, located in Cattaraugus county, NY, the maximum limit for Conventional loans is $726,200. The FHA limit for a single-family home, meanwhile, is $472,030.
The Lendersa® Conventional loan calculator helps you compare the leading rates for Conventional, FHA, and USDA loans today. Evaluate the income, credit score, reserves, and documentation necessary to secure your loan. Our advanced mortgage calculator allows a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options too, assisting you in determining which solution in NY best aligns with your financial plans.
2025 Loan Limits and Downpayment Criteria in Olean, NY
Type
Loan Cap
Initial Downpayment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table pertains to these specific zip codes: 14760
Avenues for Conventional and FHA Loans in Olean, NY
The aim of Lendersa® is to facilitate access to the best loans possible—Conventional, USDA, or FHA—speedily and without difficulty. Start with one of three pathways to connect with ideal lenders and programs available.
Farmers and Merchants Bank was established in 1934 and continues to operate
in the same location in which the bank first opened its’ doors. Through the years the bank has modernized its' facilities and services to better serve its’ customers and fit into the community. We are a locally owned community bank and serve Chambers County
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Landmark Mortgage has been serving the St. Croix River valley in the states of Minnesota and Wisconsin for over 8 years. In that time we have established ourselves as a leader in servicing our customers as well as giving back to the community that we represent. We are a family owned business that answers to our customers.
"Hiott Financial Corporation was incorporated in 2003. We are dedicated to building relationships with our clients in a dynamic lending environment.
HFC offers many mortgage products to meet the needs of our clients including USDA, FHA, Conventional, and VA. We enjoy alot of tradition and beauty here in the State of Alabama."
Pinnacle Bank was first chartered in 1927 in Tama, Iowa, as Tama State Bank. In 1996 the charter was moved to Marshalltown, Iowa. A new main office was then built in Marshalltown in 2005 at 2206 South Center Street. This facility was built to accommodate future growth and to allow for in-house processing and servicing.
At Home Federal Savings Bank we are deeply invested in our communities with locations across southeastern Minnesota including Rochester, Austin, Albert Lea, Kasson, La Crescent, Winona, and Spring Valley. In the Twin Cities metro we have a branch in Eagan. Home Federal also has a presence in Iowa with a location in Marshalltown.
Members 1st Community Credit Union is located in Marshalltown, IA, United States and is part of the Depository Credit Intermediation Industry. Members 1st Community Credit Union has 4 employees at this location. There are 7 companies in the Members 1st Community Credit Union corporate family.
Founded September 7, 1963 as Kennett National Bank, Kennett Trust Bank is one of the oldest independently-owned and managed banks in the area, with 7,000 customers and over $110 million in assets. We actively support the community, donating funds and employee volunteer hours to many educational, hometown and family-related causes.
National Bank of Commerce honors its history with a commitment to superior service for our customers, employees, shareholders, and the communities we serve. National Bank of Commerce is the largest locally owned, full-service community Bank serving Northwestern Wisconsin and Northeastern Minnesota
