FHA VS Conventional loan in West-Point, Orange County, New York
For 2026, the Conventional loan limit in West-Point, located in Orange county, NY, is $726,525. In comparison, the FHA loan limit for a single-family home is $420,680.
To compare the best rates available today for Conventional, FHA, and USDA loans, make use of the Lendersa® Conventional loan calculator. It helps identify the required income, credit, reserves, and documents needed for eligibility. This tool presents Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you toward choosing the best option for your financial needs in NY.
2026 Loan Limits and Down Payment Requirements in West-Point, Orange County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,525
3%
USDA
$581,220
0%
FHA
$420,680
3.5%
This comparison table is relevant to zip codes: 10996
Conventional and FHA Loan Alternatives in West-Point, NY
At Lendersa®, our aim is to get you the most suitable Conventional, USDA, or FHA loan quickly and with no hassle. Choose from three initial options to connect with lenders and loan programs best suited to your needs.
Superior Mortgage Co., we specialize in residential and commercial loans. This is all we do so you can count on us to provide the best products and services available. Whether you are purchasing or refinancing or you need a home equity loan, even if you have credit problems, we can help you.When you call Superior Mortgage you work directly with us.
ASAP Mortgage Corp. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual home buyers throughout New York, New Jersey, Connecticut, Massachusetts, Pennsylvania, and Florida. We are a full service mortgage brokerage firm with an experienced staff offeri
Sun Mortgage Company, Inc., professional mortgage company specializing in residential mortgages. 7 years Five Star Mortgage Professionals, Ranking in the top 1% for client satisfaction out of 1,800 Realtors, Westchester Magazine. At Sun Mortgage Company, Inc., we will find a loan that fits each borrower.
At Putnam Capital Services, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
On September 9, 1980 a small group of O&R Utilities Employees chartered the credit union. It was formed for the purpose of creating a place where employees could save and borrow safely, confidentially and at fair rates of interest. Our current location is at 14 Talmadge Court in Monroe, NY
Astar Home Capital, your best interest is our only goal. Putting this mindset into action, we focus on educating you as a customer, explaining the details and advantages of all the different options. Staying constantly in touch, our brokers go above and beyond, leaning on their years of experience, knowledge, and creativity to secure loans.
Capital M believes that the success of the mortgage depends on a smooth and efficient system. From origination until closing and beyond, The M Method is designed to take the confusion, headache, and uncertainty out of the equation.Mayer Gross and his team, has been helping people secure low-rate mortgages for more than 23 years.
At Mint Capital, we’ll help you get approved for your dream home. Show us the home you would like to purchase and we’ll advise you on the best options to make it yours. Our team has an unmatched, deep understanding of the mortgage application process and the strongest selection of loan options that other brokers aren’t aware of or cannot access.
Rick Spears founded Prodigy Mortgage Corporation in 1999. Our philosophy is to conduct ourselves as a Discount Mortgage Broker with concentration in high net worth borrowers, 1st time homebuyers, FHA, and VA financing. We have deep and long standing business relationships and agreements with banks and Lending Companies.
