FHA VS Conventional loan in West-Point, Orange County, New York

For 2025, the Conventional loan limit in West-Point, located in Orange county, NY, is $726,525. In comparison, the FHA loan limit for a single-family home is $420,680.

To compare the best rates available today for Conventional, FHA, and USDA loans, make use of the Lendersa® Conventional loan calculator. It helps identify the required income, credit, reserves, and documents needed for eligibility. This tool presents Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you toward choosing the best option for your financial needs in NY.

Review loan offers from a network of 100 lenders

2025 Loan Limits and Down Payment Requirements in West-Point, Orange County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,525 3%
USDA $581,220 0%
FHA $420,680 3.5%

This comparison table is relevant to zip codes: 10996, 10928, 10997

Conventional and FHA Loan Alternatives in West-Point, NY

At Lendersa®, our aim is to get you the most suitable Conventional, USDA, or FHA loan quickly and with no hassle. Choose from three initial options to connect with lenders and loan programs best suited to your needs.

Matching results for Lendersa USDA loan requests


  • HHOC Mortgage
  • 1259 Aala St, Suite 201, Honolulu, HI, 96817
  • HHOC Mortgage is dedicated to offering affordable mortgage loans to Hawaii’s homebuyers that are competitively priced. HHOC Mortgage primarily serves low and moderate-income target markets and communities. HHOC Mortgage provides financial support to Hawaii HomeOwnership Center to enable continuance of its mission to provide prospective
  • C2 Hawaii
  • 1003 Bishop St, Suite 2700, Honolulu, HI, 96813
  • C2 Financial Corp is one of the nation’s largest mortgage brokers,home to over 700 loan originators. We have been ranked a Top 50 Mortgage Lender in the Scotsman Guide & employ several of Scotsman’s Top 500 loan originators in the country.In addition, we were recently ranked in the Top 20 Best Companies to Work For by Mortgage Executive Magazine.
  • Leaf Funding Mortgage
  • 1188 Bishop St, Honolulu, HI, 96813
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products and mortgages. Through our website you can submit a complete on-line and secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators.
  • Ohana First Mortgage
  • 1164 Bishop Street, Suite 1213, Honolulu, HI, 96813
  • Gary has a long standing career in the banking and mortgage industry in Hawaii. He was the top producer for City Bank Hawaii for three straight years before forming his own company, Ohana First Mortgage. Gary has personally closed over 1,100 transactions for over $500,000,000 in loan volume in Hawaii.
  • MYERS CAPITAL HAWAII
  • 841 Bishop Street, Suite 2100, Honolulu, HI, 96813
  • For over 20 years, Myers Capital has delivered the most competitive interest rates, many times .25% -.5% lower than any bank or lending institution. The equation is simple, with high quality loan requests, borrowers are considered low risk, therefore the lowest interest rates and closing costs can be offered.
  • Kama'aina Mortgage Group Inc.
  • 500 Ala Moana Blvd, , Suite 427A, Honolulu, HI, 96813
  • Kama'aina Mortgage Group, we are committed to ethical and honest lending. It is our priority to build a relationship with our clients to ensure the best financing option with the most value. Whether you are purchasing your first home, or you are a seasoned buyer looking to cash out equity, you have landed at the perfect place!
  • Pacific Rim Mortgage
  • 98-151 Pali Momi St, Suite C2A, Aiea, HI, 96701
  • Pacific Rim Mortgage LLC has been around since 2005. We specialize in FHA loans, VA loans, USDA loans, pre-approvals, purchases, refinances, debt consolidation, and credit repair. Our team averages over 12 years of mortgage lending experience. We have closed many loans, won many awards, and worked really hard.
  • Solid Rock Home Loans
  • 94-161 Apele Place, Mililani, HI, 96789
  • "In 2006, Ed and Bernie stepped out in faith and started Solid Rock Home Loans, with a vision to bring honesty and excellence to the mortgage lending in Hawaii. In 2019, Solid Rock Home Loans celebrates their 13 year anniversary having the honor to help many families dreams come true through homeownership."
  • HI Velocity Mortgage
  • 94-498 Alapoai St, Mililani, HI, 96789
  • HI Velocity Mortgage was started with the vision to offer great rates with exceptional service. We strive to simplify the mortgage process while tailoring to your specific financial goals. and also HawaiiVALoans. He has a wide variety of experience finding his clients’ needs and helping them fulfill their home buying goals.
  • Hawaii Law Enforcement Federal Credit Union
  • 1936 South King Street, Honolulu, HI, 96826
  • The Hawaii Law Enforcement Federal Credit Union was originally formed in 1937 as the Honolulu Police Federal Credit Union by a group of police officers. The goal was to create a financial institution to serve the unique financial needs of the employees of the Honolulu Police Department.