Explore the differences! FHA VS Conventional loan programs in Westerlo, Albany County, New York
In 2025, Convetional loan limit in Westerlo, county of Albany, NY is $726,200 while FHA limit is $472,030 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.
2025 loan limits and downpayment requirments in Westerlo, county of Albany, NY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table applies to zip codes: 12083, 12193
Conventional and FHA loan options in Westerlo, NY
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Here at American Liberty Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
Jon Lopez is the the founder of the Market Financial Mortgage company is 30 years of lending experience helps navigate the process. Mortgage Bankers are the best source in helping provide the best guidance towards the right financial path and strategy for your needs. My 30 years of lending experience helps navigate the process with compentance
Platte River Mortgage & Investments, Inc. was founded in 2005 based on the principal that more favorable model could be developed for structuring mortgage loans and providing a higher level of service. Remaining purposefully small as a boutique mortgage company, we have grown our business through referrals from existing clients
2828 North Speer Blvd, Suite 210-5, Denver, CO, 80211
Colorado Short Term Funding (COST Fund) is a Colorado-based private capital, hard money lending, and private mortgage lender. We provide loans to private investors looking to aquire residential properties throughout the state of Colorado and the nation. You can be assured you will get the best service, funding, and information for your real estate.
Columbine Federal Credit Union, we want to give you the service & products you will appreciate. All credit unions are member-owned, not-for-profit financial cooperatives. Our not-for-profit status allows us to offer better savings rates, lower loan rates & lower fees. Once you become a member of Columbine, you are also an owner of the credit union.
Arapahoe Credit Union is the Colorado alternative to typical banking. We are not-for-profit, without sales quotas, and put our staff and members first. This allows us to offer a work culture that is worlds away from large banks. We are family-first, inclusive, and prize the personal priorities of our staff.
6972 South Vine Street, Suite 366, Centennial, CO, 80122
Silver Leaf Mortgage, we want to serve you well. It is our passion to handle your loan like you are family. We will go above and beyond to complete every aspect of the loan process as quickly and easily as possible. We are your local reverse mortgage experts. Reverse Mortgage Insight ranked us in the TOP 50 Reverse Mortgage originators.
7950 Lincoln Street, Suite 115, Littleton, CO, 80122
Since founding Colorado One Mortgage in 2001, my team and I have been providing concierge level service to homeowners all across Colorado's front range. I treat your loan as if it were my own, and leverage 20 years of experience and technical understanding of markets to get you the lowest rate and fees.When you're ready to stop overpaying the bank.
