FHA VS Conventional loan programs in 2025 for Westerlo, Albany County, New York
In 2025, the Conventional loan cap in Westerlo, Albany county, NY, is $726,200, while the FHA limit for a single-family dwelling is $472,030.
With Lendersa®'s Conventional loan calculator, compare today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you compare Conforming Conventional loans alongside USDA, FHA, and VA options to discover which is best for your financial situation in NY.
2025 Loan Limits and Downpayment Requirements in Westerlo, Albany, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Applicable for zip codes: 12083, 12193
Conventional and FHA Loan Choices in Westerlo, NY
Lendersa® aims to provide you with the best Conventional, USDA, or FHA loans promptly and conveniently. Pick one of the following paths to connect with matching lenders and loan programs.
1747 Heritage Lane, Suite B202, Syracuse, UT, 84075
Econ Mortgage prides itself on offering low rates, and costs, right out the gate! Compare us with your “guy/gal” and see why even loan officers do their financing through Econ Mortgage! We are a well-established company serving in Salt Lake City. As your premier Utah mortgage broker, we focus on providing you with the lowest rates.
As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
SecurityNational Mortgage Company was established in 1993. Dedicated to servicing residential mortgage loans, SNMC currently operates hundreds of professional branch offices across the United States with nearly one thousand loan professionals nationwide. SecurityNational Mortgage Company headquarters is located in Salt Lake City, Utah.
5300 South 360 West Suite 310, Salt Lake City, UT, 84123
Security National Commercial Capital is a subsidiary of Security National Financial Corporations (NASDAQ-SNFCA) and operates the commercial lending arm of the company. Since we don’t securitize funds we use all our own sources of financing without taking to another investor for final approval. This makes borrowing much simpler and streamlined.
9137 South Monroe Plaza Way, Suite C-1, Sandy, UT, 84070
Canyons Mortgage helped us finance our first home back in 2011, and we have been loyal customers ever since. As new home buyers, we were very overwhelmed by the process and all of the requirements and paperwork involved. Greg and his team took the time to thoroughly explain each step of the process, answer all of our questions.
We understand that buying or selling a home is one of the biggest decisions an individual or family can make. For that reason alone, we take this as seriously as you do, and will always put your priorities and needs before all else. Buying a home is about YOU, not us. Let us show you why our team is the dependable choice for your mortgage needs.
8899 S 700 E, Suite 12511075 S. State Street, Building 3, Sandy, UT, 84070
Laser Lending is part of the parent company Larson Real Estate Services He started his career selling new home construction in 1993. Later, he started Larson & Company Real Estate which continues to thrive today. With a desire to offer his clientele a solid mortgage option, he created Laser Lending in 2009. To round out his real estate offerings.
American Loans and Mortgage, we are all about creating and finding solutions for anyone and everyone who needs a loan to reach their goals. and also the best rates and programs, and get you the best loan for your particular situation. We promise to provide you with the most comprehensive communication and the lowest mortgage rates.
