FHA VS Conventional loan programs in 2025 for Bethlehem, Albany County, New York

In 2025, Convetional loan limit in Bethlehem, county of Albany, NY is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Bethlehem, county of Albany, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 12067, 12158, 12159, 12054, 12161, 12077, 12224

Conventional and FHA loan options in Bethlehem, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Libertyville Bank & Trust Company, National Association
  • 507 N. Milwaukee Ave., Libertyville, IL, 60048
  • Libertyville Bank & Trust, along with our community banks in Wauconda, Gurnee, Mundelein, Island Lake and Vernon Hills, is the #1 bank in the area, thanks to the confidence and trust that our customers and the community have placed in us. We are dedicated to providing great accounts and outstanding personal service without the costs.
  • Great Lakes Home Mortgage
  • 1860 West Winchester Road, Suite 102, Libertyville, IL, 60048
  • Great Lakes Home Mortgage, Inc. provides its customers with the variety of mortgage products as well as access to various lenders and investors that is necessary in this constantly changing business. Services: Whether it is no mortgage insurance programs, equity loans, fixed rates, adjustable rates, jumbo loans, FHA or VA loans
  • The Mortgage Marketplace Inc
  • 510 West Northwest Highway, Mount Prospect, IL, 60056
  • The Mortgage Marketplace Inc We offer true no-cost loans. This means that if we quote you a no-cost loan, then there will be absolutely no closing costs - which include lender fees, title fees and appraisal fees. But there are so many combinations of rates and fees, so if you decide you'd rather pay some of the closing costs.
  • The Equitable Bank
  • 2290 North Mayfair Road, Milwaukee, WI, 53226
  • The Equitable Bank was founded over 85 years ago for the purpose of helping to assure that Milwaukee area families had good, adequate housing. Today, Equitable is one of the largest residential real estate lenders in Milwaukee. The Equitable Bank operates a 6-branch network serving families in the metropolitan Milwaukee area.
  • U.S. Mortgage Corporation
  • 11040 West Blue Mound Road, Suite 211, Milwaukee, WI, 53226
  • At U.S. MORTGAGE CORPORATION. We are a full-service mortgage company based in Milwaukee, Wisconsin. We specialize in Conventional, FHA, VA, Jumbo Loans in Milwaukee, Wisconsin. We also serve the surrounding cities in Milwaukee Metro area and the entire State of Wisconsin. Whether you are buying a home or refinancing in the State Of Wisconsin
  • Mortgage Loan Direct Inc
  • 15255 South 94th Avenue, Suite 519, Orland Park, IL, 60462
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Avalon Mortgage Services Inc
  • 9439 West 144th Place, Orland Park, IL, 60462
  • Avalon Mortgage Services, Inc. offer personalized service & some of the most competitive rates in the mortgage industry. Our clients continue to recommend us because of our experience & knowledge of every aspect of the mortgage business & real estate market. Our expertise makes the purchase or sale of our client's homes & investment properties.
  • CHICAGOLAND HOME MORTGAGE SERVICES
  • 10555 W. Cermak Rd, Suite 2, Westchester, IL, 60154
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply