FHA VS Conventional loan in Bethlehem, Albany County, New York
In 2025, the county of Albany in Bethlehem, NY, has set the limit for conventional loans at $726,200. Meanwhile, the FHA cap for a single-family residence is $472,030.
Try the Lendersa® Conventional loan calculator to evaluate today's top rates, including Conventional, FHA, and USDA options. Assess the income, credit, reserves, and paperwork required for qualification. Our advanced mortgage calculator displays side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding in decision-making for the best option suited to your financial needs in NY.
Understanding 2025 loan limits and required down payments in Bethlehem, Albany county, NY
Type of Loan
Maximum Loan Amount
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The above table's figures correspond to the following zip codes: 12067, 12158, 12159, 12054, 12161, 12077, 12224
Available Loan Options: Conventional and FHA in Bethlehem, NY
The mission of Lendersa® is to streamline your experience in securing the optimal Conventional, USDA, or FHA loan. You can begin with any of three distinct approaches, all crafted to connect you with the most suitable lenders and loan offerings.
4830 Bob Billings Pkwy, Suite 100A, Lawrence, KS, 66049
We are a Kansas licensed mortgage broker which allows us to select the top lenders available to serve our customers. Our owners and staff are committed to providing our customers the lowest mortgage rates available from the very best wholesale mortgage lenders available. We offer most mortgage products available through FHA, VA, USDA,
The First National Bank of Johnson has built lasting relationships with our customers by understanding their goals and meeting their needs. Each day we dedicate ourselves to serving you with honesty and professionalism. We will provide you with the outstanding community banking experience you deserve.
We understand the ups and downs that come with the challenge of home buying, or commercial building. Our professional and dedicated team has a passion for helping you secure the mortgage that's right for your situation. We take the frustration out of complex financing. We work with you each step of the way, keeping you updated with each development
At Arbor Bank, we make growing great relationships with our clients the top priority. Arbor Bank has served Eastern Nebraska & Western Iowa for over 150 years. We are dedicated to helping farmers, families, individuals, businesses & our local communities grow. Arbor Bank's roots stem back to 1865 when the Nebraska City institution was established.
Shotbolt Mortgage! My name is Jack Shotbolt, and I am an Independent Mortgage Broker and Planner located here in Omaha, Nebraska.
As a mortgage broker, I work for my clients rather than the banks which allows me to focus on the individual needs of each borrower and to work with a variety of lenders to find the best solution for each situation
Wilhelm Mortgage Inc. (NMLS Lic. #1974080) Is an equal housing lender. This is not a commitment to lend or extend credit. Programs, rates, terms and conditions are subject to change without notice. Terms and conditions apply. All rights reserved. Contact us for details. Consult your accountant about tax deductions.
The Mutual of Omaha Insurance Company has been helping customers since 1909. Inspired by hometown values and committed to being responsible and caring for each other, we exist for the benefit of our customers. And, like our customers, we thrive on relationships and building genuine, enduring connections.
325 Dakota Dunes Blvd, North Sioux City, SD, 57049
Security National Bank of South Dakota is a subsidiary of Security National Corporation, which was chartered in 1884 in Sioux City, Iowa, and founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty and human connection. These principles served as guideposts that enabled SNB to
