FHA VS Conventional loan programs in 2025 for Bethlehem, Albany County, New York
In 2025, the county of Albany in Bethlehem, NY, has set the limit for conventional loans at $726,200. Meanwhile, the FHA cap for a single-family residence is $472,030.
Try the Lendersa® Conventional loan calculator to evaluate today's top rates, including Conventional, FHA, and USDA options. Assess the income, credit, reserves, and paperwork required for qualification. Our advanced mortgage calculator displays side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding in decision-making for the best option suited to your financial needs in NY.
Understanding 2025 loan limits and required down payments in Bethlehem, Albany county, NY
Type of Loan
Maximum Loan Amount
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The above table's figures correspond to the following zip codes: 12067, 12158, 12159, 12054, 12161, 12077, 12224
Available Loan Options: Conventional and FHA in Bethlehem, NY
The mission of Lendersa® is to streamline your experience in securing the optimal Conventional, USDA, or FHA loan. You can begin with any of three distinct approaches, all crafted to connect you with the most suitable lenders and loan offerings.
"GO Mortgage, we personalize each customer relationship to ensure we can deliver on their unique needs. As a company with a diverse access to the best products in the industry, our reach will get you the best outcome as possible.We also offer competitive rates along with an added expertise in the following:
Conventional mortgage
FHA home loan"
1311 S Princeton Ave, Arlington Heights, IL, 60005
The Mortgage Store Co., where we specialize in residential mortgages. At The Mortgage Store Co., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
2340 S. Arlington Heights Rd, Suite 440, Arlington Heights, IL, 60005
"Established in 2003 as a partner company to Town & Country Realty.
We originally started at the location in downtown Arlington Heights and in 2013 moved our office location to the corner of Arlington Heights Rd. and Algonquin. Town & Country Mortgage Services, Inc. provides the best combination of interest rates and closing costs,"
Res-Com Mortgage Corporation is an ILLINOIS RESIDENTIAL MORTGAGE LICENSEE. We work closely with progressive and well secured financial institutions in securing loans for our clients. Contact Res Com Mortgage Corporation to find out more about the products and services we can provide. For years, Res-Com Mortgage has been making Residential and Comme
2625 Butterfield Road, Suite 308 S, Oak Brook, IL, 60523
Nationwide Mortgage & Realty, LLC Loan Originators, loan processors, and support staff will work around the clock to ensure your loan closes on time We pride ourselves on exceeding our customer’s expectations in finding competitive rates, service, and options for a home loan that is right for you.
Midwest Equity Mortgage, a division of Celebrity Home Loans, LLC, we've assembled a team of mortgage specialists dedicated to helping our customers make the most of their largest and most important investment – their home. Built on a strong foundation of experience, commitment and customer service.
"2001 Spring Road Suite 200", Oak Brook, IL, 60523
eClick Lending is an online mortgage company designed to help you achieve your mortgage goals at your convenience. As a division of Midwest Equity Mortgage, you can rest assured eClick Lending has the backing of an established mortgage company with a strong foundation of experience, commitment and customer service
We're committed to building lifelong relationships with our clients and partners. Our vast lending knowledge, personalized service and latest technology will get you to the closing OnTime. Our staff will meet your needs quickly and accurately. We work for you and will honor that relationship with great service.
