FHA VS Conventional loan in Ravena, Albany County, New York
In the year 2025, the conventional loan limit set for Ravena, in Albany county of NY, is $726,200. While for a single-family home, the FHA limit is $472,030. Knowing these limits is essential for potential home buyers planning to finance their purchase in these regions.
The Lendersa® Conventional loan calculator helps you compare today’s top rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side to help identify the most suitable program in NY for your individual financial needs.
Loan Limits and Down Payment Requirements for 2025 in Ravena, Albany County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to these zip codes: 12143
Conventional and FHA Loan Options Available in Ravena, NY
The goal of Lendersa® is to quickly and easily connect you to the best available Conventional, USDA, or FHA loan. Select one of three starting points that result in matched lenders and loan programs tailored to your needs.
Benton County Schools Credit Union is an educational employee credit union for the school districts in Benton County, Oregon. BCSCU began operation in 1953 and is still going strong today. Our mission statement is “To provide superior services and quality products in a very personal environment
Home Loan Enterprise is a mortgage lending company that helps everyone get competitive mortgage rates and fees. Using the best technology tools enables clients to get through the home buying and refinance process as easy as possible. We believe everyone can minimize the cost of their mortgage.
5151 California Avenue, Suite 100, Irvine, CA, 92617
We are committed to providing outstanding customer service and the lowest home loan rates to our clients. Whether you are purchasing a new home, or refinancing your existing residence, Kertin Mortgage Group offers you the best available loan programs, trustworthy advice, and will handle your loan in a professional manner.
First Financial was established by educators to exclusively serve the unique financial needs of California’s educational community. It’s a role we take seriously—a mission to which we are just as committed to today as we were in 1933. Additionally, our Board of Directors consists solely of active and retired educators.
898 N Fair Oaks Ave, Suite A-1, Pasadena, CA, 91103
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
Here at SIMPLE MORTGAGE, we have the right loan program for you. Whether you're looking for Purchase, Refinance, or Specialized Loans, we can do it!
898 N. Fair Oaks Avenue, Suite A-1, Pasadena, CA, 91103
Simple mortgage is an elite mortgage firm privately owned and operated in Pasadena California. We are licensed and helping families throughout California. Our team are some of the industry’s leading professionals with over 20 years of experience, and thus have extensive expertise in handling any kind of mortgage scenario.
Vantage One Mortgage provides wide range of residential mortgage services, including home purchase, refinance, cash out to meet your financial needs and circumstances. Working directly with national and local wholesale lenders to get you the best terms. We also assist with Non-QM mortgages, and Hard Money lending.
14241 Firestone Blvd, Suite 210, La Mirada, CA, 90638
"Justin Ahn is a Loan Officer with 14 years of Financial industry experience under my belt. I take pride in what I do, and my mission is to make the process of getting you into your dream home as painless as possible.
If there is one thing you should know about me is that I fully understand what it means to be a true professional"
14730 Beach Boulevard, Suite 200, La Mirada, CA, 90638
Southern California, we are a full service Real Estate & Mortgage Broker. We pride ourselves on exceeding our customer's expectations in finding the best home, rates, service, and options for home buyers-sellers.Whether you want a fixer upper, lowest rate possible for a purchase-refinance, a large amount of guidance, or a more
15707 East Imperial Highway, Suite A, La Mirada, CA, 90638
We can help you with most of today’s most popular mortgage products such as
FHA Loans for Purchase
FHA streamline Refi
Conventional Purchases with 5% down or more
LPMI (Lender Paid MI) conventional purchase or Refi
VA Loans
Reverse Mortgage (Senior home-owners 62 and over)
Fannie Mae HARP Refi