Explore the differences! FHA VS Conventional loan programs in Coeymans, Albany County, New York
As of 2025, the loan limit for Conventional loans in Coeymans, located within Albany county, NY, is set at $726,200. In contrast, the FHA loan limit for a single-family home is $472,030.
With the Lendersa® Conventional loan calculator, you can evaluate and compare today's best rates for Conventional, FHA, and USDA loans. It also helps determine the income, credit, reserve levels, and documents required for qualification. This advanced mortgage calculator allows a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA loans, aiding you in choosing the most suitable program for your financial situation within NY.
Loan limits and down payment requirements for 2025 in Coeymans, Albany, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is relevant for zip codes: 12046, 12045, 12067, 12158, 12087, 12007, 12143
Available Conventional and FHA Loans in Coeymans, NY
The mission of Lendersa® is to swiftly and easily provide you with the best Conventional, USDA, or FHA loan options. Begin with one of three initial steps to discover matching lenders and loan programs.
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Never assume that the bank clerk or financial advisor have your best interest in mind when they are advising you.
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