FHA VS Conventional loan in Wheatland, Monroe County, New York
As of 2025, the Conventional loan limit in Wheatland, Monroe county, NY is set at $726,200, with the FHA limit being $472,030 for single-family residences.
Utilize the Lendersa® Conventional loan calculator to explore and compare the top rates for Conventional, FHA, and USDA loans you qualify for today. Determine necessary income, credit standing, reserves, and documentation needed. This state-of-the-art mortgage calculator positions Conforming Conventional loans, USDA, FHA, and VA products side by side, assisting you in selecting the most appropriate program for your financial needs in NY.
Loan Limits and Down Payment Requirements for 2025 in Wheatland, Monroe County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to these zip codes: 14428, 14546, 14511
Options for Conventional and FHA Loans in Wheatland, NY
Lendersa® aims to provide you with the best Conventional, USDA, or FHA loan option swiftly and efficiently. Begin by selecting one of three pathways to discover lenders and suitable loan programs that match your needs.
Quentin Realty Capital
A Direct Private Lender You Can Trust
With our low interest rates & fees, we are the ideal choice for real estate investors nationwide seeking to minimize loan costs and maximize their capital gain.
Our professional team has transformed the loan process to a smooth and straightforward experience. 10 day closings!
FreeStar Financial Credit Union was originally established in 1957 at what is now the Selfridge Air National Guard Base as Selfridge Air Force Base Credit Union. In its early years, the Credit Union's field of membership consisted of military personnel and supplemental staff at Selfridge Air Force Base.
Established in 1990 New Jersey Home Funding Group llc is one of New Jersey's longest standing independent mortgage lender. For 27 years and billions of dollars of residential mortgages originated over that time there has never been 1 single consumer complaint upheld by any regulatory agency. A record we are proud of!
Our mission is to Simplify a very complex industry...We promise to deliver the best possible advice and the most productive solutions to our clients. We can proudly state that collectively our team has worked together for Twenty Years. We share our ideas and strategies.It is our Privilege and our Obligation to serve You.
Channel Mortgage is a dynamic mortgage company, dedicated to helping customers connect the dots on their path to home ownership. The Company’s leadership has over 50 years combined experience in the mortgage business. Channel Mortgage is a 100 percent referral based business. We do not expend resources on slick advertising and other misleading gimm
The Apple Creek Banking Company opened its doors on
February 1, 1904.
Since then, we have grown $200 million in assets and six branches serving Wayne, Stark, Summit, and surrounding counties. We are owned by local shareholders, many of which are 3rd and 4th generation shareholders
Louviers Federal Credit Union was chartered in 1968 and has operated continuously in New Castle County since its inception. Our primary mission is to serve the financial needs of those individuals that share our core common bond. We remain a sound and well-managed institution dedicated to providing service to our membership.
27735 Jefferson Ave, Saint Clair Shores, MI, 48081
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan by utilizing the 23 years of experience.
