FHA VS Conventional loan programs in 2025 for Wheatland, Monroe County, New York

As of 2025, the Conventional loan limit in Wheatland, Monroe county, NY is set at $726,200, with the FHA limit being $472,030 for single-family residences.

Utilize the Lendersa® Conventional loan calculator to explore and compare the top rates for Conventional, FHA, and USDA loans you qualify for today. Determine necessary income, credit standing, reserves, and documentation needed. This state-of-the-art mortgage calculator positions Conforming Conventional loans, USDA, FHA, and VA products side by side, assisting you in selecting the most appropriate program for your financial needs in NY.

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Loan Limits and Down Payment Requirements for 2025 in Wheatland, Monroe County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to these zip codes: 14428, 14546, 14511

Options for Conventional and FHA Loans in Wheatland, NY

Lendersa® aims to provide you with the best Conventional, USDA, or FHA loan option swiftly and efficiently. Begin by selecting one of three pathways to discover lenders and suitable loan programs that match your needs.

Lendersa Matches for USDA Loan Requests


  • Kayak Capital
  • 7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
  • Kayak Capital was founded in 2012 in Arizona Kayak Capital is a mortgage lender for professional real estate investors. They are fast, responsive, professional, and on top of their game. For the last 4+ years, they have worked with investors on many escrow transactions.and also recommended to other investors because of its smooth transaction
  • MODERN HOME LENDING
  • 4250 N Drinkwater Blvd, Suite 300, Scottsdale, AZ, 85251
  • "Modern Home Lending was founded with the goal of keeping the mortgage process as simple as possible. We utilize technology to be more efficient and make sure we find the best loans for our clients'​ needs. We shop across a wide number of lenders to hunt down the best deal for each client's situation.
  • Prime Plus Mortgages - Phoenix Hard Money Loans
  • 7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
  • Prime Plus Mortgages is a licensed hard money lending company. We specialize in hard money loans, or HMLs, for developers, property flippers and buy-and-hold strategists. HML programs make private money available for small to medium scale projects. Fast turnaround Full coverage Seamless process Asset-based approval Paperwork reduction. Really.
  • NOVA® Home Loans - Maggie Beaini CMA
  • 6720 N Scottsdale Rd, Suite 160, Scottsdale, AZ, 85253
  • We believe homeownership should be fast, transparent, and low-cost. For everyone. NOVA® Home Loans which began operating since 1980 is proud to offer one of the largest selections of mortgage financing options available, including residential home loans, down payment assistance, investment loans, refinancing, and reverse mortgages.
  • TOPCU - Tucson Old Pueblo Credit Union
  • 2500 E 22nd St, Tucson, AZ, 85713
  • Tucson Old Pueblo Credit Union opened its doors in 1935 with 19 members and $30.75 in assets. Established by Tucson firefighters & City employees, TOPCU was originally located at Fire Station #1 in downtown Tucson. Through the years TOPCU has expanded services & its field of membership to become an important part of Tucson’s financial marketplace.
  • Desert Capitol Services, LLC
  • 34406 N. 27th Dr, Suite 140, Phoenix, AZ, 85085
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • First Credit Union
  • 25 S Arizona Place, Suite 111, Chandler, AZ, 85225
  • First Credit Union was formed in 1929 by a group of federal employees in Southern Arizona. We were the "first" credit union in Arizona and among the first in the United States. Since our humble beginnings, providing friendly and personalized service to our members has been our number one priority.
  • John Z Home Loan Team
  • 575 W Chandler Blvd, Suite 225, Chandler, AZ, 85225
  • AmeriFirst Financial, Inc. has proudly provided homeowners with mortgage loans for more than 25 years. It’s all about service at Amerifirst Financial, and our company has been meeting the needs of homebuyers across the United States. I joined Amerifirst Financial because of its strong reputation for integrity—based mortgage lending.