FHA VS Conventional loan programs in Ada, Hardin County, Ohio
In 2026, the loan limit for Conventional loans in Ada, located in Hardin county, OH, is capped at $726,200. On the other hand, the FHA loan limit for a single-family home is established at $472,030. Understanding these limits is crucial for prospective homebuyers as they navigate their financing options in this region.
Take advantage of the Lendersa® Conventional loan calculator to compare today’s optimal rates for Conventional, FHA, and USDA loans. This tool makes it easier to determine the essential income, credit, reserves, and required documents for loan qualification. With our sophisticated mortgage calculator, you can compare side by side the Conforming Conventional loans, USDA, FHA, and VA options, helping you choose the best program in OH for your specific financial situation.
2026 Loan Limits and Down Payment Requirements in Ada, Hardin County, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to ZIP codes: 45810
Comprehensive Options for Conventional and FHA Loans in Ada, OH
Lendersa® dedicates itself to obtaining the best possible loan, whether you're looking for a Conventional, USDA, or FHA loan, quickly and without hassle. Select one of three starting tactics to connect with lenders and explore ideal loan programs that align with your needs and financial goals.
Citizens National Bank (CNB) is a commercial bank with physical locations in Bluffton, Celina, Defiance, Elida, Findlay, Lima, Springfield, Toledo and Van Wert, Ohio. Focused on small business, we work closely with our customers to develop individualized financing plans and a variety of treasury management services.
When First National Bank was founded over 100 years ago, we were established as an independent community bank to support area residents and businesses. In the years since we have grown in services and the number of branches but our commitment to our mission remains the same. We are focused on building lifelong relationships with our customers
Superior Credit Union has its own in-house insurance agency, Superior Insurance Services (SIS). SIS offers discounted auto, home, life, and business insurance to Superior Credit Union members. Superior Insurance Services is an independent insurance agent representing many of Ohio's leading insurance companies
Superior Credit Union is a not-for-profit, member-owned financial cooperative. Unlike profit-driven banks and finance companies, our excess earnings are returned to members in the form of friendly service, low interest rates on loans, high yield savings and investment accounts, and low or no fee convenience services.
TopMark Federal Credit Union is a member-owned federally chartered credit union committed to serving the financial needs of its members. Our mission is to be the Members’ primary financial institution. The credit union will provide quality, competitive services in an atmosphere of trust and superior member satisfaction
The Union Bank Company has been committed to providing the very best banking products and services to the communities and businesses it serves throughout Northwest and Central Ohio. Headquartered in Columbus Grove, the bank has grown to include offices in Bowling Green, Columbus Grove, Delphos, Findlay, Gahanna, Gibsonburg, Kalida, Leipsic, Lewis C
The American Loan Mortgage Corp Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Ohio USDA/RD Loans Home Purchase Loans Home Refinance Loans Cash Out Home Loans Jumbo Home Loans FHA Loans / VA Loans
Millstream Area Credit Union was organized for the union employees of Cooper Tire & Rubber Company in Findlay, Ohio. It included their wives, husbands, parents, widows and widowers of members in good standing at the time of their death, and dependent children residing in the same household.
Ohio Home Finance, our job is to make your application for a VA Home Loan a very easy process. We are looking forward to working with you Our founder, Jeff Vance, Sergeant Army Infantry back in the day has been doing VA loans for over 20 years.Specialists well-known throughout the states of Ohio, Indiana and Michigan.