Explore the differences! FHA VS Conventional loan programs in Findlay, Hancock County, Ohio

In 2026, the conventional loan limit in the city of Findlay, within Hancock county, OH, amounts to $726,200, whereas the FHA limit for a single-family house is $472,030.

Take advantage of the Lendersa® Conventional loan calculator for insights into the best current rates for Conventional, FHA, and USDA loans. Assess what income, credit, reserves, and documentation are necessary for qualification. Our advanced mortgage calculator enables side-by-side assessments of Conforming Conventional, USDA, FHA, and VA loans to aid you in selecting the most suitable program for your financial requirements in OH.

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Loan Limits and Downpayment Requirements for 2026 in Findlay, Hancock, OH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These details apply to the following zip codes: 45840

Explore Conventional and FHA Loan Options in Findlay, OH

Lendersa® strives to efficiently connect you with the best available Conventional, USDA, or FHA loans without difficulty. Select one of three entry points to access matched lenders and loan programs.

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Findlay Lenders

  • The American Loan Mortgage Corp
  • 600 Tiffin Avenue, Findlay, OH, 45840
  • Lends in Ohio
  • The American Loan Mortgage Corp Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Ohio USDA/RD Loans Home Purchase Loans Home Refinance Loans Cash Out Home Loans Jumbo Home Loans FHA Loans / VA Loans

  • Millstream Area Credit Union
  • 1650 Fostoria Ave, Findlay, OH, 45840
  • Lends in Ohio
  • Millstream Area Credit Union was organized for the union employees of Cooper Tire & Rubber Company in Findlay, Ohio. It included their wives, husbands, parents, widows and widowers of members in good standing at the time of their death, and dependent children residing in the same household.

  • OHIO HOME FINANCE, Ltd.
  • 5550 Twp Rd 93, Mc Comb, OH, 45858
  • Lends in Ohio
  • Ohio Home Finance, our job is to make your application for a VA Home Loan a very easy process. We are looking forward to working with you Our founder, Jeff Vance, Sergeant Army Infantry back in the day has been doing VA loans for over 20 years.Specialists well-known throughout the states of Ohio, Indiana and Michigan.

  • The First National Bank of Pandora
  • 102 E Main Street, Pandora, OH, 45877
  • Lends in Ohio
  • When First National Bank was founded over 100 years ago, we were established as an independent community bank to support area residents and businesses. In the years since we have grown in services and the number of branches but our commitment to our mission remains the same. We are focused on building lifelong relationships with our customers

  • Citizens National Bank.
  • 102 S. Main Street, Bluffton, OH, 45817
  • Lends in Ohio
  • Citizens National Bank (CNB) is a commercial bank with physical locations in Bluffton, Celina, Defiance, Elida, Findlay, Lima, Springfield, Toledo and Van Wert, Ohio. Focused on small business, we work closely with our customers to develop individualized financing plans and a variety of treasury management services.

  • The Union Bank Co.
  • 105 Progressive Drive, Columbus Grove, OH, 45830
  • Lends in Ohio
  • The Union Bank Company has been committed to providing the very best banking products and services to the communities and businesses it serves throughout Northwest and Central Ohio. Headquartered in Columbus Grove, the bank has grown to include offices in Bowling Green, Columbus Grove, Delphos, Findlay, Gahanna, Gibsonburg, Kalida, Leipsic, Lewis C

  • The First Citizens National Bank of Upper Sandusky
  • 100 N Sandusky Ave, Upper Sandusky, OH, 43351
  • Lends in Ohio
  • During the period of the 1860's, President Lincoln with the aid of the Congress and armed forces strove to preserve the union. To finance the War Between the States and lay a sound foundation to the economic future of the nation, Congress enacted the National Bank Act in 1863, which provided for the national chartering of banking institutions.

  • Your Legacy Federal Credit Union
  • 25 Shaffer Park Drive, Tiffin, OH, 44883
  • Lends in Ohio
  • "Your Legacy Federal Credit Union has been open since 1952. The credit union has assets totaling $80.09 Million and provides banking services to more than 7, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member"

  • The Old Fort Banking Company
  • 33 E Market St, Tiffin, OH, 44883
  • Lends in Ohio
  • At Old Fort Bank, we have spent nearly 100 years sharing our knowledge and experience with our clients. By offering personal attention and sound advice, we assist our clients in making informed choices as they set a course to obtain their long-term financial goals and manage their day-to-day finances