FHA VS Conventional loan programs in 2025 for Lima, Allen County, Ohio
In 2025, the conventional loan limit in Lima, located in Allen County, OH is $726,200, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA options, assisting you in identifying the best program for your financial situation in OH.
2025 Loan Limits and Downpayment Requirements in Lima, Allen County, OH
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to these zip codes: 45805, 45801, 45804
Conventional and FHA Loan Options in Lima, OH
Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loan swiftly and effortlessly. Choose one of three pathways to link with compatible lenders and suitable loan programs.
Iowa Savings Bank We appreciate the time you are taking to learn more about one of the most reputable and strongest local banks in Western Iowa. We believe it is important first of all to serve the needs of our customers whether it be as a safe haven for their funds or as a source of funds for public, business, family and personal needs.
Since 1870, Availa Bank has been providing Iowans with high quality financial products and services to fit their needs. With such a rich history, you can be sure we have the service and expertise you’re looking for in a financial institution. We have something for all your needs, whether you want to take out a loan.
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