FHA VS Conventional loan in Lima, Allen County, Ohio
In 2026, the conventional loan limit in Lima, located in Allen County, OH is $726,200, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA options, assisting you in identifying the best program for your financial situation in OH.
2026 Loan Limits and Downpayment Requirements in Lima, Allen County, OH
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to these zip codes: 45805
Conventional and FHA Loan Options in Lima, OH
Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loan swiftly and effortlessly. Choose one of three pathways to link with compatible lenders and suitable loan programs.
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