FHA VS Conventional loan programs in Lima, Allen County, Ohio

In 2025, the conventional loan limit in Lima, located in Allen County, OH is $726,200, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA options, assisting you in identifying the best program for your financial situation in OH.

Compare loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Lima, Allen County, OH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 45805, 45801, 45804

Conventional and FHA Loan Options in Lima, OH

Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loan swiftly and effortlessly. Choose one of three pathways to link with compatible lenders and suitable loan programs.

Lendersa USDA loan request and matching results


  • Elite Lending Group
  • 4570 North 1st Avenue, Suite 110, Tucson, AZ, 85718
  • At Elite Lending Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for you.
  • All American Lending Group, L.L.C.
  • 4511 North Campbell Avenue, Suite 205, Tucson, AZ, 85718
  • At All American, we are able to compete with all banks and savings institutions. With our excellent reputation and strict code of ethics, you can be sure we're the right choice. We are a family owned and operated Tucson based company with more than 25 years of industry experience.
  • USAVA Lending
  • 6450 N Swan Rd, Suite 110, Tucson, AZ, 85718
  • USAVA Lending is comprised of an expert team of lending professionals specializing in providing exceptional home financing options. We are dedicated to providing exemplary customer service, educating our customers on their VA loan benefits and offering unbeatable VA loan programs directly to the military personnel who bravely serve our country.
  • Vantage West Credit Union
  • 2480 N. Arcadia Ave, Tucson, AZ, 85712
  • antage West is a $2.5 billion financial institution in Arizona, which serves a growing membership of nearly 150, 000 via online channels and branches across Arizona, offering consumer and business banking services including retirement accounts. Some products and services subject to approval. Certain restrictions and fees may apply.
  • NOVA® Home Loans
  • 2810 N. Swan Rd, Suite 160, Tucson, AZ, 85712
  • NOVA Financial & Investment Corporation, dba NOVA Home Loans (NMLS 3087) has built a strong reputation for providing exceptional service to our customers. NOVA Home Loans is licensed to lend in AZ, CA, CO, FL, IL, OR, UT, NM, NV, WA, TX, IN, KY, NE, and PA | BK#0902429 | Equal Housing Opportunity |
  • Gold Coast Mortgage Group
  • 2959 N Swan Rd, Suite 181-D, Tucson, AZ, 85712
  • Billy A. Southern AZ Private Lender For the past 25 amazing years, I've focused on being a creative, passionate lender specializing in private lending (aka "hard money") in Southern Arizona. We've perfected a Rehab Program ("Fix & Flip") with realtors and investors. Most of these.
  • Integrity Home Mortgage LLC
  • 16626 E Avenue Of The Fountains, Suite 103, Fountain Hills, AZ, 85268
  • With mortgage financing as very complex as it is, Integrity Home Mortgage LLC aims to ensure that your home financing is made as easy as possible. Whether you are purchasing a new home, refinancing an existing home to a lower rate, consolidating debt, we at Integrity Home Mortgage LLC
  • Discount Mortgage Advisors
  • 16810 East Ave Of The Fountains, Fountain Hills, AZ, 85268
  • At Discount Mortgage Advisors, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you