FHA VS Conventional loan programs in Fort-Shawnee, Allen County, Ohio

In 2026, the conventional loan limit for Fort-Shawnee, located in Allen county, OH, is set at $647,200. Meanwhile, the FHA limit for a single-family home stands at $420,680. Understanding these limits is essential for those navigating the housing market in this area.

Utilize the Lendersa® Conventional loan calculator to effectively compare today's best rates between Conventional, FHA, and USDA loans. This tool helps you determine necessary income, credit, reserves, and required documents for loan qualification. Our advanced mortgage calculator allows you to see Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you decide which program in OH suits your financial situation best.

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2026 Loan Limits and Down Payment Requirements in Fort-Shawnee, Allen County, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This information pertains to ZIP codes: 45806

Options for Conventional and FHA Loans in Fort-Shawnee, OH

Lendersa® is dedicated to getting you the best possible Conventional, USDA, or FHA loan quickly and hassle-free. Choose one of three starting options to connect with matching lenders and find suitable loan programs.

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Fort-Shawnee Lenders

  • TopMark Federal Credit Union
  • 609 E. Main Street, Lima, OH, 45806
  • Lends in Ohio
  • TopMark Federal Credit Union is a member-owned federally chartered credit union committed to serving the financial needs of its members. Our mission is to be the Members’ primary financial institution. The credit union will provide quality, competitive services in an atmosphere of trust and superior member satisfaction

  • Superior Financial Solutions
  • 4230 Elida Rd, Lima, OH, 45807
  • Lends in Ohio
  • Superior Credit Union has its own in-house insurance agency, Superior Insurance Services (SIS). SIS offers discounted auto, home, life, and business insurance to Superior Credit Union members. Superior Insurance Services is an independent insurance agent representing many of Ohio's leading insurance companies

  • Superior Credit Union
  • 4230 Elida Rd, Lima, OH, 45807
  • Lends in Ohio
  • Superior Credit Union is a not-for-profit, member-owned financial cooperative. Unlike profit-driven banks and finance companies, our excess earnings are returned to members in the form of friendly service, low interest rates on loans, high yield savings and investment accounts, and low or no fee convenience services.

  • The Union Bank Co.
  • 105 Progressive Drive, Columbus Grove, OH, 45830
  • Lends in Ohio
  • The Union Bank Company has been committed to providing the very best banking products and services to the communities and businesses it serves throughout Northwest and Central Ohio. Headquartered in Columbus Grove, the bank has grown to include offices in Bowling Green, Columbus Grove, Delphos, Findlay, Gahanna, Gibsonburg, Kalida, Leipsic, Lewis C

  • Citizens National Bank.
  • 102 S. Main Street, Bluffton, OH, 45817
  • Lends in Ohio
  • Citizens National Bank (CNB) is a commercial bank with physical locations in Bluffton, Celina, Defiance, Elida, Findlay, Lima, Springfield, Toledo and Van Wert, Ohio. Focused on small business, we work closely with our customers to develop individualized financing plans and a variety of treasury management services.

  • The First National Bank of Pandora
  • 102 E Main Street, Pandora, OH, 45877
  • Lends in Ohio
  • When First National Bank was founded over 100 years ago, we were established as an independent community bank to support area residents and businesses. In the years since we have grown in services and the number of branches but our commitment to our mission remains the same. We are focused on building lifelong relationships with our customers

  • First National Bank in New Bremen
  • 435 S. Washington Street, New Bremen, OH, 45869
  • Lends in Ohio
  • First National Bank was chartered in 1934 as a national bank. It currently has offices in New Bremen, Wapakoneta, Sidney, New Knoxville, & Botkins, Ohio. The Bank is engaged in serving the financial needs of individuals, businesses, & organizations. The principal business of the bank is making loans and accepting deposits from the general public.

  • Minster Bank
  • 95 W. 4th St., Minster, OH, 45865
  • Lends in Ohio
  • Minster Bank is a locally owned community bank serving Auglaize, Mercer, Miami, Montgomery, & Shelby counties. At Minster Bank we take pride in our progressive & personable approach to providing financial services.Minster Bank has been helping individuals, families & businesses achieve their dreams by offering a variety of Personal, Business.

  • Western Ohio Mortgage Corporation
  • 733 Fair Rd., Sidney, OH, 45365
  • Lends in Ohio
  • Western Ohio Mortgage Corp. is a community lender that has been serving customers since 1999. Western Ohio Mortgage has offices located in Sidney, Lima, Mason, and Lebanon Ohio. We also serve Kentucky from offices in Florence and Lexington Kentucky.At Western Ohio Mortgage, our mission is to set a high standard in the mortgage industry.