FHA VS Conventional loan programs in Bellaire, Belmont County, Ohio

In 2026, the limit for Conventional loans in Bellaire, located in the county of Belmont, OH, is set at $726,200. Similarly, the FHA loan limit for a single-family home stands at $472,030. These thresholds are critical for home buyers navigating loan options.

Use the Lendersa® Conventional loan calculator to analyze the best available rates today among Conventional, FHA, and USDA options. Determine the necessary income, credit, reserves, and documents required to qualify. Our comprehensive mortgage calculator lets you view Conforming Conventional loans, USDA, FHA, and VA options side-by-side, aiding in selecting the best program for your individual financial situation in OH.

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2026 Loan Limits and Down Payment Requirements in Bellaire, County of Belmont, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable for zip codes: 43906

Mortgage Options for Conventional and FHA Loans in Bellaire, OH

Lendersa® aims to deliver the best possible Conventional, USDA, or FHA loan options swiftly and with no complications. Choose from three possible starting pathways to identify matching lenders and suitable loan programs.

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Bellaire Lenders

  • Belmont Savings Bank
  • 3301 Guernsey Street, Bellaire, OH, 43906
  • Lends in Ohio
  • Belmont Savings Bank (BSB) is a full-service community bank headquartered in Bellaire, Ohio. Serving the community since 1885, BSB has the expertise, coupled with the friendly service you expect in a community bank. Offering services from checking accounts, to loans for your business and home, to online banking and more,

  • Unified Bank
  • 201 S. 4th at Hickory, Martins Ferry, OH, 43935
  • Lends in Ohio
  • Unified Bank is committed to the core principles of Customer Service Excellence and Hometown Banking. We are a community-minded bank that truly makes a difference!
    We look forward to being your committed financial partner. Whatever your dreams or stage in life, we want to be Your Bank!

  • Ohio Valley Community Federal Credit Union
  • 52775 Boston Hill Road, Hannibal, OH, 43931
  • Lends in Ohio
  • Ohio Valley Community Federal Credit Union has been meeting the changing financial needs of its members since 1960. OVCFCU is one of the area's largest financial institutions. We are a full-service, federal-chartered financial institution guided by this mission statement: “Providing safety and security with innovative financial services.

  • Valley One Community Federal Credit Union
  • 2990 Johnson Road, Steubenville, OH, 43952
  • Lends in Ohio
  • Valley One Community Federal Credit Union has been open since 1965. The credit union has assets totaling $41.47 Million and provides banking services to more than 3, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • The Peoples Savings Bank
  • 710 Second Street, New Matamoras, OH, 45767
  • Lends in Ohio
  • Since 1911, The Peoples Savings Bank has been serving eastern Washington County, OH with a wide array of banking services. Chartered in 1911 as a commercial bank, The Peoples Savings Bank has flourished as a locally owned, independent community bank with strong ties to its heritage.