Explore the differences! FHA VS Conventional loan programs in St.-Clairsville, Belmont County, Ohio
As of 2026, the conventional loan limit in St.-Clairsville, situated in the county of Belmont, OH, is $647,200, whereas the FHA limit for a single-family home is $420,680.
Utilize Lendersa® Conventional loan calculator to gauge today's best rates among Conventional, FHA, and USDA loans and ascertain the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side assessment of Conforming Conventional loans, USDA, FHA, and VA options to facilitate your decision regarding the most suitable program for your financial scenario in OH.
Loan limits and down payment requirements for 2026 in St.-Clairsville, county of Belmont, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table is relevant for zip codes: 43950
Exploring Conventional and FHA loan options in St.-Clairsville, OH
The objective of Lendersa® is to swiftly help you obtain the ideal Conventional, USDA, or FHA loan with minimal hassle. Choose from one of three starting points that guide you to matched lenders and loan programs.
Belmont Savings Bank (BSB) is a full-service community bank headquartered in Bellaire, Ohio. Serving the community since 1885, BSB has the expertise, coupled with the friendly service you expect in a community bank. Offering services from checking accounts, to loans for your business and home, to online banking and more,
Unified Bank is committed to the core principles of Customer Service Excellence and Hometown Banking. We are a community-minded bank that truly makes a difference! We look forward to being your committed financial partner. Whatever your dreams or stage in life, we want to be Your Bank!
Valley One Community Federal Credit Union has been open since 1965. The credit union has assets totaling $41.47 Million and provides banking services to more than 3, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Ohio Valley Community Federal Credit Union has been meeting the changing financial needs of its members since 1960. OVCFCU is one of the area's largest financial institutions. We are a full-service, federal-chartered financial institution guided by this mission statement: “Providing safety and security with innovative financial services.
Community Savings is a community-oriented financial institution that provides customized loan and deposit services for personal and small business needs. Keeping technology at the forefront, Community Savings has never been more accessible than now. Community Savings is committed to reinvesting funds locally.
