Explore the differences! FHA VS Conventional loan programs in Boardman, Mahoning County, Ohio

In 2026, the Conventional loan limit in Boardman, county Mahoning, OH is set to $647,200, whereas the FHA limit for a single-family home is $420,680.

Lendersa® offers a comprehensive Conventional loan calculator to explore the best rates for Conventional, FHA, and USDA loans today. This tool helps you understand the income, credit, reserves, and documentation required for qualification. With our advanced calculator, you can compare Conforming Conventional loans alongside USDA, FHA, and VA options side by side to decide which program in OH best suits your financial scenario.

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2026 Loan Limits and Down Payment Requirements in Boardman, Mahoning, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to the following zip codes: 44512

Exploring Conventional and FHA Loan Options in Boardman, OH

Lendersa® is committed to helping you quickly find the best Conventional, USDA, or FHA loans without hassle. You can choose one of three starting points that lead to matched lenders and loan programs.

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Boardman Lenders

  • People First Financial
  • 1315 Boardman-Canfield Rd, Youngstown, OH, 44512
  • Lends in Ohio
  • At People First Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. People First Financial has the perspective, insight, and experience to handle your financing needs.

  • First Equity Mortgage Group LLC
  • 860 Boardman Canfield Rd, Suite 101, Youngstown, OH, 44512
  • Lends in Ohio
  • First Equity Mortgage Group, LLC. We are a full service mortgage broker. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.And we offer the following: FHA | FHA 203k| VA | USDA | Jumbo | Conventional

  • Ameristate Mortgage LLC
  • 89 North Main Street, Suite 2, Poland, OH, 44514
  • Lends in Ohio
  • Our mission is to serve our customers with honesty, integrity and competence. The company was started in 2012 in Youngstown, Ohio. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome

  • Farmers National Bank
  • 20 S. Broad St, Canfield, OH, 44406
  • Lends in Ohio
  • Founded in 1887, Farmers is a diversified financial services company headquartered in Canfield, Ohio, with $4.1 billion in banking assets. Farmers National Banc Corp.’s wholly-owned subsidiaries are comprised of The Farmers National Bank of Canfield, a full-service national bank engaged in commercial

  • ASECU
  • 1690 South Canfield Niles Road, Youngstown, OH, 44515
  • Lends in Ohio
  • ASECU is a not-for-profit financial institution, which means Members enjoy low interest rate loans, high savings yields and low or no-fee money management services. Deposits at ASECU are federally insured to $250, 000 by the National Credit Union Administration. ASECU membership is available to anyone in Mahoning, Trumbull or Columbiana Counties.

  • DOY Federal Credit Union
  • 1500 Gypsy Lane, Youngstown, OH, 44505
  • Lends in Ohio
  • DOY is not driven by the profit motive. There are no outside shareholders to satisfy. DOY's main purpose is to serve their membership in two primary areas: saving and borrowing. Therefore, DOY has a very strict and conservative lending and investment policy.

    DOY confines its lending to its own creditworthy members

  • Valley Economic Development Partners
  • 4319 Belmont Ave, Youngstown, OH, 44505
  • Lends in Ohio
  • Valley Economic Development Partners is a private, non-profit organization focused on the social well-being of the Mahoning Valley and its surrounding regions. Our mission is to be a leader in developing employment opportunities through business creation, expansion, and retention in collaboration with other regional organizations.