Explore the differences! FHA VS Conventional loan programs in Bowling-Green, Wood County, Ohio

In 2026, the limit for a Conventional loan in Bowling-Green, located in Wood county, OH, is $647,200. Meanwhile, the FHA maximum for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to assess the top rates between Conventional, FHA, and USDA loans. It helps determine required income, credit, reserves, and documents for qualification. Our mortgage calculator enables side-by-side comparisons of Conforming, USDA, FHA, and VA loans, guiding you to the best program in OH for your financial situation.

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Loan Limits and Down Payment Requirements 2026 in Bowling-Green, Wood, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is valid for zip codes: 43402

Conventional and FHA Loan Choices in Bowling-Green, OH

Lendersa® is focused on helping you find the best possible Conventional, USDA, or FHA loans efficiently. Begin with one of three starting points that link you to suitable lenders and loan programs.

See Lendersa's USDA loan request outcomes


Bowling-Green Lenders

  • Sun Federal Credit Union
  • 1627 Holland Road, Maumee, OH, 43537
  • Lends in Ohio
  • Sun Federal is a full-service financial cooperative, established in 1950. As an employee, retiree, member or student of one of our sponsor groups, or if you live, work, worship, attend school or regularly conduct business in a designated development area, you and members of your immediate family or household are eligible to join Sun Federal

  • Your Mortgage Group LLC
  • 1715 Indian Wood Circle, Suite 200, Maumee, OH, 43537
  • Lends in Ohio
  • YMG is a boutique brokerage that understands the mortgage experience is not one size fits all…it’s your size fits you.That’s why our first priority is to keep you in mind as we navigate your experience.We have closed BILLIONS in loans for thousands of clients.Whether you’re a first time home buyer or a seasoned investor, we have the experience.

  • Capital Home Loans LLC
  • 6546 Weatherfield Ct, Unit C2, Maumee, OH, 43537
  • Lends in Ohio
  • Capital we are dedicated to serving the community by providing competitive mortgage options. Buying a home is a great step towards financial success and our team is here to make that process as smooth as possible. Reach out to us today to find out how Capital can help you and Ready To Help You Through The Mortgage Process

  • Savage Mortgage Services, Ltd
  • 655 Beaver Creek Circle, Maumee, OH, 43537
  • Lends in Ohio
  • Savage Mortgage Services, Ltd. began in May 2002 as a joint venture between Billy Horn and Savage & Associates in order to offer residential mortgage services to Savage clients. We offer various loan programs, including fixed-rate loans with 10-30 year terms, adjustable rate mortgages, conventional and jumbo loans.

  • Greentree Mortgage Services
  • 7555 Airport Hwy, Suite A, Holland, OH, 43528
  • Lends in Ohio
  • We provide mortgage loans for home purchasing and refinancing in Ohio and Michigan. If you are looking to buy a home or refinance an existing mortgage, please call for a no-cost analysis of your options. We provide 24 hour pre-approvals, and strive to create "Raving Fans"​ of our clients.

  • Educational Community Alliance CU
  • 3845 Angola Road, Toledo, OH, 43615
  • Lends in Ohio
  • Educational Community Alliance Credit Union is the financial partner for Toledo educators, administrators, and staff. Similar to banks, you’ll find offerings like car loans, credit cards, and checking accounts; however, unlike big banks, we serve the Toledo educational system exclusively and are not-for-profit. Instead of answering to

  • Maumee Valley Credit Union
  • 28 Fearing Boulevard North, Toledo, OH, 43607
  • Lends in Ohio
  • "Founded in 1942, Maumee Valley Credit Union is celebrating its 78th anniversary this year.

    Our original field of membership consisted of employees of the New York Central Railroad, Penn Central Railroad, and Consolidated Rail Corporation. With increased popularity and demand for credit union services we began to expand our field of membership

  • Waterford Bank
  • 3900 N McCord Rd., Toledo, OH, 43617
  • Lends in Ohio
  • Waterford Bank was founded by three individuals who together have more than 100 years of banking experience.

    From the beginning, Waterford chose to differentiate itself:

    The Bank is staffed with experienced talent that shares a commitment to have Waterford be the preeminent provider of integrated, customized financial services.

  • Toledo Metro Federal Credit Union
  • 1212 Adams Street, Toledo, OH, 43604
  • Lends in Ohio
  • TMFCU serving the City of Toledo & Lucas County since 1954. We now serve anyone who lives, works, attends church, school or volunteers in Lucas County!

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