Explore the differences! FHA VS Conventional loan programs in Waterville, Lucas County, Ohio

In 2025, Convetional loan limit in Waterville, county of Lucas, OH is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in OH is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Waterville, county of Lucas, OH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 43566

Conventional and FHA loan options in Waterville, OH

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Agora Lending
  • 1215 W. Rio Salado Parkway, Suite 107, Tempe, AZ, 85281
  • Agora Lending now a division of ONE AMERICAN BANK, is a next-generation mortgage software company and direct lender that originates high quality mortgage loans. We are wildly passionate about providing the consumer with an industry-leading price and a highly-intuitive, transparent, and efficient loan process.
  • Pacific West Lending LLC
  • 14001 North 7th Street, Suite E109, Phoenix, AZ, 85022
  • Pacific West Lending was founded in 2017 by Michael Aldridge and Chris Bang, seasoned financial services professionals, and the company specializes in residential lending through a network of funding sources. These sources give the client multiple options in any given scenario, as opposed to being limited to one set of guidelines
  • Honor Mortgage, LLC
  • 144 East Eugie Avenue, Phoenix, AZ, 85022
  • "Honor Mortgage helps you determine the most appropriate type of mortgage for you and your future. While our family-owned-and-operated business may be small, our collection of knowledge, products and resources is not. We offer a wide variety of loan programs to fit you and your families individual needs. Honor Mortgage is a full-service"
  • Metro Private Lending LLC
  • 4500 N 32nd St #200B, Phoenix, AZ, 85018
  • Metro Private Lending is an Arizona private money and hard money lender. Specializing in asset-based lending, we do not have a minimum credit score or income requirements for our borrowers. With a background in fix-and-flips ourselves, we are in a unique position to see the best in any deal and do what we can to make it work. Lending our own mon
  • VA Loans for Vets
  • 3602 E Campbell Ave, Suite 2, Phoenix, AZ, 85018
  • Jimmy Vercellino is to provide and assist veterans and active duty military with ALL of their VA Home Financing needs! Jimmy's mission is to provide and assist all veterans and active-duty military with all their Home Loan financing needs. I serve men and women in Phoenix, Scottsdale, Tempe, Chandler, Gilbert, and nationwide.
  • Magnolia Mortgage
  • 3920 E. Indian School Rd, Suite 11, Phoenix, AZ, 85018
  • Magnolia Mortgage opened in April of 2018. I felt it was time to make the transition from employee to owner, with all the stresses and rewards of being my own boss. Magnolia Mortgage is a boutique mortgage brokerage, and my goal is not to serve the most clients but to serve all my clients better than anyone else in the Phoenix
  • Colonial Capital, LLC
  • 4222 E. Thomas Road, Suite 370, Phoenix, AZ, 85018
  • Colonial Capital originates short-term bridge loans secured by real estate. These loans typically have characteristics that create complications for traditional lenders. However, our leadership and experience enable us to quickly quantify risk using market knowledge coupled with disciplined underwriting. We also consider our borrowers.
  • O Capital Group LLC
  • 3835 North 32nd Street, Suite 1, Phoenix, AZ, 85018
  • Discover financial empowerment with O Capital Group LLC, your trusted partner in home ownership and real estate investment. With personalized mortgage solutions and expert guidance, we help you navigate the lending landscape with ease. Reach us at [email protected] or (602) 492-8930 to start your journey toward financial success today!
  • Original Mortgage
  • 3835 North 32nd Street, Suite 12, Phoenix, AZ, 85018
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • District Lending
  • 3701 North 34th Street, Phoenix, AZ, 85018
  • We’re fed up with it. And we know you are too. That’s why District Lending was created. Our goal is to change the way home lenders do business. We’re built around customer-first support, instead of company-first sales. We provide specialty advice, industry-leading access, and the tech savvy of internet natives
  • Guardian Mortgage Co Inc
  • 5090 N 40th St, Suite, Suite 100, Phoenix, AZ, 85018
  • Guardian Mortgage was founded in 1965 on the principles of integrity, superior customer service, and mutual trust. Today we originate loans in over 40 states and have helped over a million homeowners realize their dreams of homeownership. These are not just numbers. Our greatest source of pride comes from our clients’ satisfaction.