In 2026, the Conventional loan cap for Waterville, situated in Lucas county, OH, is $726,200. The FHA limit is capped at $472,030 for a home classified as single-family.
Utilize the Lendersa® Conventional loan calculator to weigh today's best rates across Conventional, FHA, and USDA loans. Essential aspects like income, credit scores, cash reserves, and paperwork required are handily available. Our comprehensive mortgage calculator frames Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding your decision-making on the best program in OH for your unique financial circumstances.
Explore loan offers from over 100 lending sources
| Type of Loan | Maximum Loan Limit | Initial Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
Applicable to these zip codes: 43566
Our mission at Lendersa® is to connect you promptly and efficiently with the best Conventional, USDA, or FHA loans available. Begin by selecting one of three pathways that align you with suitable lenders and the right programs.
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