Explore the differences! FHA VS Conventional loan programs in Carey, Wyandot County, Ohio

For the year 2026, the loan limit for Conventional loans in Carey, located in the county of Wyandot, OH, is set at $726,200. In contrast, the FHA limit for a single-family home is $472,030, providing essential benchmarks for homebuyers.

Leverage the Lendersa® Conventional loan calculator to compare top rates available today for Conventional, FHA, and USDA loans. This tool shows you the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lines up Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in deciding the best program for your financial situation in OH.

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2026 Loan Limits and Downpayment Requirements in Carey, County of Wyandot, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 43316

Loan Options for Conventional and FHA Programs in Carey, OH

Lendersa® is committed to quickly securing you the best available Conventional, USDA, or FHA loan without hassle. Begin with one of the three pathways to match with lenders and loan programs tailored to your needs.

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Carey Lenders

  • The First Citizens National Bank of Upper Sandusky
  • 100 N Sandusky Ave, Upper Sandusky, OH, 43351
  • Lends in Ohio
  • During the period of the 1860's, President Lincoln with the aid of the Congress and armed forces strove to preserve the union. To finance the War Between the States and lay a sound foundation to the economic future of the nation, Congress enacted the National Bank Act in 1863, which provided for the national chartering of banking institutions.

  • Your Legacy Federal Credit Union
  • 25 Shaffer Park Drive, Tiffin, OH, 44883
  • Lends in Ohio
  • "Your Legacy Federal Credit Union has been open since 1952. The credit union has assets totaling $80.09 Million and provides banking services to more than 7, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member"

  • The Old Fort Banking Company
  • 33 E Market St, Tiffin, OH, 44883
  • Lends in Ohio
  • At Old Fort Bank, we have spent nearly 100 years sharing our knowledge and experience with our clients. By offering personal attention and sound advice, we assist our clients in making informed choices as they set a course to obtain their long-term financial goals and manage their day-to-day finances

  • The American Loan Mortgage Corp
  • 600 Tiffin Avenue, Findlay, OH, 45840
  • Lends in Ohio
  • The American Loan Mortgage Corp Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Ohio USDA/RD Loans Home Purchase Loans Home Refinance Loans Cash Out Home Loans Jumbo Home Loans FHA Loans / VA Loans

  • Millstream Area Credit Union
  • 1650 Fostoria Ave, Findlay, OH, 45840
  • Lends in Ohio
  • Millstream Area Credit Union was organized for the union employees of Cooper Tire & Rubber Company in Findlay, Ohio. It included their wives, husbands, parents, widows and widowers of members in good standing at the time of their death, and dependent children residing in the same household.

  • FC Bank, a division of CNB Bank
  • 105 Washington Square, Bucyrus, OH, 44820
  • Lends in Ohio
  • As a local, community bank, we are driven by a strong focus on meeting the financial needs of businesses and individuals in a way only a community bank can deliver. And we are proud to serve Morrow, Knox, Richland, Franklin, and Holmes Counties with full service branches in Bucyrus, Cardington, Dublin, Fredericktown, Worthington,

  • Lighthouse Commercial Mortgage
  • 119 S. Sandusky Ave, Bucyrus, OH, 44820
  • Lends in Ohio
  • Since our founding in 1888, employees have been the main reason for First Federal Community Bank’s success. We are an Equal Opportunity Employer and we offer competitive salaries, excellent benefits and the opportunity for career advancement. If you are customer-oriented, enjoy working with people, take pride in your work

  • Peoples Savings and Loan Company
  • 300 South Walnut Street, Bucyrus, OH, 44820
  • Lends in Ohio
  • Our goal is to become your family financial center. We are locally owned and operated. Our staff is here to serve you. Unlike big corporations, we make decisions on an individual basis, not by some arbitrary number. Stop in sometime, we would be glad to let you know what we offer. We want to earn your business.

  • OHIO HOME FINANCE, Ltd.
  • 5550 Twp Rd 93, Mc Comb, OH, 45858
  • Lends in Ohio
  • Ohio Home Finance, our job is to make your application for a VA Home Loan a very easy process. We are looking forward to working with you Our founder, Jeff Vance, Sergeant Army Infantry back in the day has been doing VA loans for over 20 years.Specialists well-known throughout the states of Ohio, Indiana and Michigan.