FHA VS Conventional loan programs in 2026 for Fostoria, Seneca County, Ohio

In 2026, the Conventional loan limit for Fostoria in the county of Seneca, OH, is $726,200, whereas the FHA limit for a single-family home is $472,030.

With Lendersa®'s Conventional loan calculator, you can compare today's rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation required to qualify. This advanced calculator shows Conforming Conventional, USDA, FHA, and VA loans side-by-side, to help you choose the program in OH that suits your financial situation best.

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2026 Loan Limits and Down Payment Requirements in Fostoria, Seneca, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table is applicable to the following zip codes: 44830

Discover Conventional and FHA Loan Options in Fostoria, OH

The aim of Lendersa® is to quickly provide you with the best possible Conventional, USDA, or FHA loan option, hassle-free. Begin with one of three paths to find the right match in lenders and loan programs.

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Fostoria Lenders

  • Your Legacy Federal Credit Union
  • 25 Shaffer Park Drive, Tiffin, OH, 44883
  • Lends in Ohio
  • "Your Legacy Federal Credit Union has been open since 1952. The credit union has assets totaling $80.09 Million and provides banking services to more than 7, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member"

  • The Old Fort Banking Company
  • 33 E Market St, Tiffin, OH, 44883
  • Lends in Ohio
  • At Old Fort Bank, we have spent nearly 100 years sharing our knowledge and experience with our clients. By offering personal attention and sound advice, we assist our clients in making informed choices as they set a course to obtain their long-term financial goals and manage their day-to-day finances

  • The American Loan Mortgage Corp
  • 600 Tiffin Avenue, Findlay, OH, 45840
  • Lends in Ohio
  • The American Loan Mortgage Corp Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Ohio USDA/RD Loans Home Purchase Loans Home Refinance Loans Cash Out Home Loans Jumbo Home Loans FHA Loans / VA Loans

  • Millstream Area Credit Union
  • 1650 Fostoria Ave, Findlay, OH, 45840
  • Lends in Ohio
  • Millstream Area Credit Union was organized for the union employees of Cooper Tire & Rubber Company in Findlay, Ohio. It included their wives, husbands, parents, widows and widowers of members in good standing at the time of their death, and dependent children residing in the same household.

  • Fremont Federal Credit Union
  • 315 Croghan Street, Fremont, OH, 43420
  • Lends in Ohio
  • The Fremont Federal Credit Union's purpose is to provide our members with the best service while offering a full range of financial services at a fair and reasonable cost. Credit Union business will be carried out in a professional image of honesty, integrity, and confidentiality at all times.

  • Croghan Colonial Bank
  • 323 Croghan Street, Fremont, OH, 43420
  • Lends in Ohio
  • At Croghan, we understand where you’re coming from. Literally. Because chances are, we were brought up with similar values. Honesty. Hard work. Commitment to family. So we hope you consider us more than just your neighbor. Think of us as friends. Better yet, like family. We’d love nothing more than to be here to listen, guide

  • OHIO HOME FINANCE, Ltd.
  • 5550 Twp Rd 93, Mc Comb, OH, 45858
  • Lends in Ohio
  • Ohio Home Finance, our job is to make your application for a VA Home Loan a very easy process. We are looking forward to working with you Our founder, Jeff Vance, Sergeant Army Infantry back in the day has been doing VA loans for over 20 years.Specialists well-known throughout the states of Ohio, Indiana and Michigan.

  • The First Citizens National Bank of Upper Sandusky
  • 100 N Sandusky Ave, Upper Sandusky, OH, 43351
  • Lends in Ohio
  • During the period of the 1860's, President Lincoln with the aid of the Congress and armed forces strove to preserve the union. To finance the War Between the States and lay a sound foundation to the economic future of the nation, Congress enacted the National Bank Act in 1863, which provided for the national chartering of banking institutions.

  • The First National Bank of Bellevue
  • 120 North Street, Bellevue, OH, 44811
  • Lends in Ohio
  • First National Bank has been providing financial services to its local market area since 1875 & is based in Bellevue, Ohio. We believe that by banking locally with your Community Bank, you can make a difference in the lives of your neighbors & the future of your Community. Enjoy the benefits of a Community Bank including superior customer service.