Conventional Vs. FHA Lending requirements Covington, OH in 2026

In the year 2026, the conventional loan cap in Covington, within Miami County, OH, stands at $726,200. In contrast, the FHA loan limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's premium rates for Conventional, FHA, and USDA loans. By leveraging our advanced mortgage calculator, you can assess income, credit, reserves, and required documentation to qualify, comparing Conforming Conventional loans side by side with USDA, FHA, and VA options to identify the best fit in OH for your financial needs.

Explore Conventional and FHA Loan Choices in Covington, OH

Lendersa® is committed to swiftly securing the best available Conventional, USDA, or FHA loan with minimal hassle. Choose from these three options to find matching lenders and loan programs.

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Covington Lenders
(937) 526-4515 Lender's profile and map Versailles Savings and Loan Company 10413 Kley Road, Versailles, OH, 45380 Lends in Ohio At Versailles Savings & Loan, customer service is our number one priority. We are able to meet the needs of our customers with our staff’s fast friendly service. Being locally owned and operated, we are able to assist our customers by getting them answers in a timely manner rather than waiting for word from a corporate office
(800) 736-8485 Lender's profile and map Western Ohio Mortgage Corporation 733 Fair Rd., Sidney, OH, 45365 Lends in Ohio Western Ohio Mortgage Corp. is a community lender that has been serving customers since 1999. Western Ohio Mortgage has offices located in Sidney, Lima, Mason, and Lebanon Ohio. We also serve Kentucky from offices in Florence and Lexington Kentucky.At Western Ohio Mortgage, our mission is to set a high standard in the mortgage industry.
(877) 892-8222 Lender's profile and map KTL PERFORMANCE MORTGAGE 700 Wayne St, Greenville, OH, 45331 Lends in Ohio KTL Performance Mortgage is a Mortgage Lender in Greenville, OH, who helps people in Ohio, Indiana, Kentucky, and Florida achieve their unique dreams of home ownership. We strive to be the best Mortgage Lender possible, so that we can help find the right Home Mortgage solution for each person’s life situation.
(419) 628-2351 Lender's profile and map Minster Bank 95 W. 4th St., Minster, OH, 45865 Lends in Ohio Minster Bank is a locally owned community bank serving Auglaize, Mercer, Miami, Montgomery, & Shelby counties. At Minster Bank we take pride in our progressive & personable approach to providing financial services.Minster Bank has been helping individuals, families & businesses achieve their dreams by offering a variety of Personal, Business.
(937) 898-7800 Lender's profile and map Abbey Credit Union 800 Falls Creek Drive, Vandalia, OH, 45377 Lends in Ohio Abbey Credit Union invites you & your family to join us in establishing a unified, financially sound society. Since 1937, our members have experienced the meaning of belonging to a financial institution that cares about its community.Credit Union invites you & your family to join us in establishing a unified, financially sound society. Since 1937
(937) 663-5395 Lender's profile and map The First Central National Bank of St. Paris 103 S. Springfield St., Saint Paris, OH, 43072 Lends in Ohio The First Central National Bank is an independent community bank In St. Paris Ohio, serving our community since 1880. Our bank offers a full line of financial products and services ranging from traditional, interest bearing checking and savings accounts to modern day conveniences such as Direct Deposit
(937) 236-2562 Lender's profile and map DayMet Credit Union 4988 Wagner Ford Road, Dayton, OH, 45414 Lends in Ohio DayMet Credit Union is a full-service financial institution that exists to help our members achieve financial success. As a credit union, DayMet is a not-for-profit cooperative. Every member is a part-owner and we are governed by a board of directors elected from within our membership.
(937) 643-2160 Lender's profile and map Day Air Credit Union 3434 York Commons Blvd, Dayton, OH, 45414 Lends in Ohio Day Air Credit Union, a not-for-profit, full-service financial institution that serves businesses and residents of the Dayton community in southwest Ohio. In addition to our six full-service locations, credit Union members have access to thousands of surcharge-free ATMs and shared branches nationwide.
(937) 264-9150 Lender's profile and map C & G Mortgage 4165 Little York Rd., Dayton, OH, 45414 Lends in Ohio At C & G Mortgage. We are a full service mortgage company based in Dayton, Lima, Vandalia, Huber Heights, Kettering, Centerville, Troy, Tipp City, New Carlisle, , Ohio. We specialize in FHA loans, First Time Home buyer, in Dayton, Lima, Vandalia, Huber Heights, Kettering, Centerville, Troy, Tipp City, New Carlisle