FHA VS Conventional loan programs in 2025 for Troy, Miami County, Ohio
During 2025, in Troy, located in the county of Miami, OH, the limit for a Conventional loan is set at $726,200. Meanwhile, the FHA ceiling for a single-family residence stands at $472,030.
The Lendersa® Conventional loan calculator is an essential tool for comparing today's most competitive rates among Conventional, FHA, and USDA loans. It helps determine the income, credit, reserves, and documents necessary for qualifying. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in the selection of the best-suited program in OH for your financial situation.
Details on 2025 Loan Limits and Down Payment Requirements in Troy, Miami, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 45373, 45374
Discover Conventional and FHA Loan Options in Troy, OH
The mission of Lendersa® is to ensure you obtain the best possible Conventional, USDA, or FHA loans swiftly and effortlessly. Start with one of three pathways leading you to tailored lenders and loan programs.
Platinum Federal Credit Union was founded in December 1999 to serve the financial needs of Shia Imami Ismaili Community Members. we are among the fastest growing credit union.Our mission is to provide convenient sources of credit and other financial services to allow our members to accomplish their financial goals
Prime Home Loans Inc Founded in 2004 offers the most efficient and the simplest way to getting a mortgage. Getting your mortgage approved is very similar to an artistic drawing. We gather all the required documents to really help you get the clear picture on a product that can fit your needs.
11555 Medlock Bridge Road, Suite 100, Johns Creek, GA, 30097
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Georgia United Credit Union is an award-winning financial institution. Established in 1958, Georgia United is ranked as one of the largest and strongest credit unions in Georgia. We have locations across Georgia and 100, 000 surcharge-free ATMs across the globe. As a not-for-profit financial institution,
1780 Heritage Center Drive, Suite 103, Wake Forest, NC, 27587
At Ace Mortgage Group LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best-mortgage for you and your family from the many mortgage options.
123 Capcom Avenue, Suite 101, Wake Forest, NC, 27587
Prestige Lending can offer different programs for the self employed entrepreneurs as well as those that may want to build their own home. We offer product for clients with good credit (Traditional A Paper) as well as products for clients that due to challenges in their lives may not have the best credit.
First Federal Credit Union was chartered in 1926. Since then, we have been serving our members in Linn County by providing them with community financial services to help families and businesses while holding ourselves to the highest standards. We have recently expanded to serve Benton county.
8000 Avalon Blvd, Suite 100, Alpharetta, GA, 30009
Our mission is to build generational wealth through home ownership. The MCCA vision is to offer our clients more than just mortgage loan options, but financial advice, innovative solutions and advocacy. We help our clients make real estate decisions and purchases that will bring sustainable wealth for generations to come.
3105 Creekside Village Drive, Suite 706, Kennesaw, GA, 30144
Assertive Mortgage has redefined homeownership with modern technology. We believe homeownership should be faster, simpler, and more affordable to get a mortgage in America. Our digital mortgage platform helps borrowers process information on the loan application. We’re changing the way traditional mortgage process from being stressful.
11770 Haynes Bridge Rd, Suite 205-502, Alpharetta, GA, 30009
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2475 Northwinds Parkway, Suite 525, Alpharetta, GA, 30009
Houzzle Financial we know that your home loan mortgage is WAY more than just a loan for a house. It's your home where you will make many memories and raise your family. When you entrust Houzzle Financial with one of the most important purchases in your life, you’ll take advantage of our extensive experience and dedication to you.
