FHA VS Conventional loan programs in 2025 for West-Milton, Miami County, Ohio

In 2025, the conventional loan limit for West-Milton, located in the county of Miami, OH, is $647,200. Meanwhile, the FHA limit set for a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator to analyze today's highest rates among Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documentation needed. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, guiding you to choose the best program for your unique financial circumstances in OH.

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Loan Limits and Down Payment Requirements for 2025 in West-Milton, County of Miami, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is relevant for zip codes: 45339, 45383

Exploring Conventional and FHA Loan Options in West-Milton, OH

The objective of Lendersa® is to swiftly secure the best Conventional, USDA, or FHA loans without hassle. Select one of three starting paths that connect you with matched lenders and loan programs.

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  • I Finance Florida LLC
  • 1050 Brickell Avenue, Apartment 202, Miami, FL, 33131
  • iFinance Florida Is The Premier Mortgage Company From The Florida Keys To The Palm Beaches. We specialize in a variety of loans. While we focus on residential loans for both domestic & foreign national buyers, we are also able to offer commercial & construction loans. We are able to accommodate a variety of different needs.
  • Globe Mortgage, Inc
  • 1200 Brickell Avenue, Suite 740, Miami, FL, 33131
  • Globe Mortgage, Inc. was established in 2004 and has since been a leader in the mortgage industry. Our company's mission is to provide borrowers' with the availability in obtaining the lowest possible rate, maintaining the highest level of service, customer satisfaction and executing such without sacrificing speed in the process.
  • Get A Rate LLC
  • 1101 Brickell Avenue South Tower 8th Floor, Miami, FL, 33131
  • Get A Rate is a new kind of mortgage company taking a fresh approach to lending and client relationships. From digital solutions to transparent services, we're all about helping our clients achieve the highest level of success when it comes to personal accomplishments and home ownership.
  • Lending Bankers Mortgage LLC
  • 848 Brickell Ave #1200, Miami, FL, 33131
  • Lending Bankers Mortgage, we simplify the whole process of getting the mortgage that's right for you. We pride ourselves upon finding the best mortgage for you in the quickest possible manner, plus making the experience as hassle-free as possible.We'll have leading lenders compete for your mortgage,.
  • Polaris Funding Group, LLC
  • 201 S Biscayne Blvd 28th Floor, Miami, FL, 33131
  • Polaris Funding Group, LLC, was positioned to allow our cliental (including first-time-home buyers!) access to excellent and honest customer service, extremely competitive fixed interest rates, and the lowest closing costs available on the market. We also offer solutions for challenging loans which can't be placed through a "regular bank" e.g. bank
  • Bennett Capital Partners Mortgage Brokers
  • 1101 Brickell Ave STE 800, Miami, FL, 33131
  • Looking to secure your dream home? Bennett Capital Partners Mortgage Brokers, headed by seasoned expert Philip Bennett, provides tailored mortgage solutions to guide you every step of the way. We simplify the process, ensuring you receive the best rates. Contact us at 800-457-9057 or visit bcpmortgage.com. Experience the confidence of partnering wi
  • Miami Mortgage Advisors LLC
  • 201 S Biscayne Blvd Ste 2813, Miami, FL, 33131
  • "Miami Mortgage Advisors is a local brokerage offering you timely attention, a fully online option,that leverages national and privately held lenders to offer the most competitive programs available on the market. Miami Mortgage Advisors has over 20 years of experience specializing in Conventional, FHA, VA, USDA, and private lending options."
  • AIF Mortgage
  • 150 SE 2nd Avenue, Suite 403, Miami, FL, 33131
  • We are a full service wholesale broker with below market rates for all your mortgage needs. Over 30 years of combined experience lending here in Florida. Local owners and team who know the Florida market to help you every step of the way. We offer FHA, VA, Jumbo, Conventional, heloc, condo, Investment,Non-QM bank statement loans and much more.