In 2026, the conventional loan limit for Dayton, in Montgomery county, OH, is set at $726,200. On the other hand, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare the current best rates for Conventional, FHA, and USDA loans. Evaluate the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator allows you to examine Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding you in determining the best program for your financial situation in OH.
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| Type of Loan | Loan Limit | Down payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table applies to these zip codes: 45432
Lendersa® aims to connect you with the best Conventional, USDA, or FHA loan options swiftly and effortlessly. You can select from three starting paths that lead to matching lenders and suitable loan programs.
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