In 2026, the Conventional loan limit for Riverside, situated in Montgomery, OH, is set at $726,200. Meanwhile, the FHA limit for a single-family home reaches $472,030.
Use the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional vs. FHA vs. USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage tools, you can see Conforming Conventional loans, USDA, FHA, and VA options side-by-side to decide which program in OH best fits your unique financial circumstances.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
The comparison table applies to the zip codes: 45432
Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loans quickly and without hassle. Begin with one of three pathways to find matching lenders and suitable loan programs.
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