FHA VS Conventional loan programs in Grafton, Lorain County, Ohio
In the year 2025, the conventional loan limit for purchasing a home in Grafton, situated in Lorain county, OH, is $726,200. Meanwhile, the FHA loan limit, applicable to a single-family home, is $472,030. These limits play a crucial role in guiding potential homeowners through their financial planning and mortgage options in this particular locale.
Utilize the Lendersa® Conventional loan calculator to effectively assess and compare today's top tier loan rates between Conventional, FHA, and USDA loans. This invaluable tool aids in determining the essential income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you have the capability to view Conforming Conventional loans alongside USDA, FHA, and VA loans. This side-by-side comparison ensures you can make an informed decision on choosing the most suitable program in OH that aligns with your unique financial scenario.
2025 Loan Limits and Down Payment Requirements in Grafton, Lorain County, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison applies to the following ZIP codes: 44044
Diverse Conventional and FHA Loan Options in Grafton, OH
Lendersa® is committed to swiftly securing you the most suitable loan option, whether it be Conventional, USDA, or FHA, with minimal hassle involved. Select from one of three strategic starting points, each designed to pair you with compatible lenders and tailor-made loan programs to meet your specific needs and financial goals.
23022 La Cadena, Suite 203, Laguna Hills, CA, 92653
Homeland Financial Network, Inc was founded in 2007 as a mortgage broker firm. We have since evolved into a direct lender. Due to our massive amount of relationships developed over the years, we have every program imaginable to offer our clients, with the very best interest rates in the market.
23046 Avenida de la Carlota, Suite 601, Laguna Hills, CA, 92653
Founded in 1994, Guardian Capital has been providing real estate home mortgages to California residents, based primarily in Southern California. Guardian Capital, my top priority is finding our clients the best loan rate and loan package. With 22 plus years experience, I have the relationships, resources.
23172 Plaza Pointe Dr, Suite 155, Laguna Hills, CA, 92653
Interest Smart Home Loans was established in January 2014 by Jared Hart. Jared and his team set out to create a mortgage company that was built on a foundation of trust, integrity and honesty. We strive to treat our clients and our employees with the utmost respect that they deserve.
We are a full-service mortgage company based in San Diego, CA. We specialize in Conventional, High Balance Loans, VA purchase and streamline loans, Jumbo. and FHA and USDA lending anywhere in the State of California. Whether you are buying a home or refinancing anywhere in California, we can help you realize your dream of home ownership
4603 Mission Boulevard, Suite 219, San Diego, CA, 92109
Parkview Investment & Loan Inc was founded in 2006 by Mathieu Pollenz. Parkview Investment & Loan is a full service mortgage and realty service company. We work with Residential and Commercial properties. Our mortgage department is determined to provide our clients the best rates with unparalleled service.
Cal Coast Funding mortgage lender located in sunny San Diego, Ca. We pride ourselves on offering competitive rates and outstanding service. We make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance an existing loan our highly experienced teaM.
1660 Chalcedony Street, Unit H, San Diego, CA, 92109
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
We are an award-winning mortgage company with over 50 years of combined experience. We keep our costs low which allows us to pass those savings to our borrowers with competitive rates! We specialize in jumbo lending and loans to first-time home-buyers Call us today and put us to work for you!
SD Realty has been successfully helping clients with their Real Estate and Mortgage needs since 2007. Whatever your goals are, we are here to help — providing the highest level of personalized services to create a unique and exemplary experience for all clients.A real estate transaction is a multi-faceted process with many moving parts.
Louie Loans, Inc. is a private money lender in Southern California. Unlike banks, we are not restricted to stringent underwriting guidelines and approval requirements. qualified developers and borrowers with quick acquisition financing for non-owner occupied property and also private investors with real estate secured investment.
"Socotra Capital is your approachable neighborhood lender with local roots and a national reach.
Hard money. That’s all we do, and that’s why we’re the best at it.
We know that the first step toward achieving your real estate dreams is securing the necessary finances, and we are ready to help your dreams come to life.