FHA VS Conventional loan programs in 2025 for Grafton, Lorain County, Ohio
In the year 2025, the conventional loan limit for purchasing a home in Grafton, situated in Lorain county, OH, is $726,200. Meanwhile, the FHA loan limit, applicable to a single-family home, is $472,030. These limits play a crucial role in guiding potential homeowners through their financial planning and mortgage options in this particular locale.
Utilize the Lendersa® Conventional loan calculator to effectively assess and compare today's top tier loan rates between Conventional, FHA, and USDA loans. This invaluable tool aids in determining the essential income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you have the capability to view Conforming Conventional loans alongside USDA, FHA, and VA loans. This side-by-side comparison ensures you can make an informed decision on choosing the most suitable program in OH that aligns with your unique financial scenario.
2025 Loan Limits and Down Payment Requirements in Grafton, Lorain County, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison applies to the following ZIP codes: 44044
Diverse Conventional and FHA Loan Options in Grafton, OH
Lendersa® is committed to swiftly securing you the most suitable loan option, whether it be Conventional, USDA, or FHA, with minimal hassle involved. Select from one of three strategic starting points, each designed to pair you with compatible lenders and tailor-made loan programs to meet your specific needs and financial goals.
201 Old Country Rd, Suite 140, Melville, NY, 11747
Our company focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages, and above all education and transparency. We were founded by Steven A. Milner over 2 decades ago, and have been committed to “Helping You Make It Home®” since. Founded in 1994
445 Broad Hollow Rd, Suite 334, Great Neck, NY, 11747
Reliant Home Funding is a tried and true mortgage lender serving clients nationwide. We understand that owning a home is a big deal – and you deserve the right home loan for the job. That’s exactly what we’re committed to providing and We are uniquely positioned on the wholesale mortgage market to provide our clients.
SIU Credit Union was founded in 1938 as Jackson County Teachers' Credit Union. Today, we serve 24 counties and many employer groups in southern Illinois. As a not-for-profit, member owned, financial cooperative, we believe in serving our membership instead of maximizing profits and Today, we serve 24 counties and many employer groups in southern Il
Parks Heritage Federal Credit Union is proud to be a part of the rich history of the Glens Falls region. We celebrate our heritage every day in the form of our name.
Originally founded in 1965, Parks Heritage Federal Credit Union is the chosen financial institution for medical service related professionals that care for our communities.
Cooper’s Cave Federal Credit Union, created by Finch Pruyn employees and chartered in 1958, remains a not-for-profit institution owned by you, our member. Cooper’s Cave FCU presently serves some 2, 450 members, with approximately $20 million in assets.
Membership in this credit union is open to residents of Warren County,
"As a full-service commercial bank, we offer a broad range of financial services, including:
Online and mobile banking
Consumer and commercial loans
Trust and retirement services
Money market and deposit accounts
Wealth management
Insurance services
Since 1851, we have been serving this region and helping our neighbors achieve their f
SouthernTrust Bank was organized in 2005 as a commercial state bank. The organizers had a strong desire to establish a community-minded financial institution that would service its local communities with personal service.
SouthernTrust Bank is a locally owned financial institution with offices in Marion, Goreville, and Vienna, Illinois.
Fort Bragg Federal Credit Union is a not-for-profit financial cooperative owned exclusively by its members & regulated by the National Credit Union Administration. Chartered on April 18, 1960, we exist primarily to promote thrift amongst our members.
Fort Bragg Federal Credit Union is a local credit union that has served the greater Fort Bragg
Constitution was founded to democratize access to real estate credit opportunities and provide a better more seamless lending experience for borrowers. Our platform leverages our founders' experience investing across the capital structure in real estate, allowing your portfolio to grow with the benefit of our experience.
Ion Capital Solutions is here to help when the banks say no! We can provide funding options for Real Estate Investors, Wholesalers, and Business Owners. We offer only the most competitive interest rates and terms available through our Nationwide Lender Network, and we offer virtually every alternative solution in the marketplace.
City National Bank, established in 1907, is a community bank located in Massac County, Illinois. CNB serves the surrounding areas by offering banking services to individuals, families, businesses and farmers from its two Metropolis, Illinois locations. City National Bank provides the tools to help you keep up and bank on your schedule.
