FHA VS Conventional loan in LaGrange, Lorain County, Ohio

In 2025, the Conventional loan limit in LaGrange, which resides in Lorain county, OH, is $726,200. In contrast, the FHA limit for a single-family home is $472,030, offering different thresholds for home financing.

Utilize the Lendersa® Conventional loan calculator to evaluate the best possible rates available today for Conventional, FHA, and USDA loans, and figure out the income, credit, reserves, and documentation needed to qualify. This advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the most suitable program for your financial requirements in OH.

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Understanding Loan Limits and Downpayment Needs for 2025 in LaGrange, County of Lorain, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note that this table is applicable for zip codes: 44050

Options for Conventional and FHA Loans Available in LaGrange, OH

The main goal of Lendersa® is to efficiently help you acquire the best possible loan, whether it be Conventional, USDA, or FHA, without unnecessary difficulties. Choose one of three starting points to match with suitable lenders and loan programs.

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