FHA VS Conventional loan programs in 2025 for LaGrange, Lorain County, Ohio
In 2025, the Conventional loan limit in LaGrange, which resides in Lorain county, OH, is $726,200. In contrast, the FHA limit for a single-family home is $472,030, offering different thresholds for home financing.
Utilize the Lendersa® Conventional loan calculator to evaluate the best possible rates available today for Conventional, FHA, and USDA loans, and figure out the income, credit, reserves, and documentation needed to qualify. This advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the most suitable program for your financial requirements in OH.
Understanding Loan Limits and Downpayment Needs for 2025 in LaGrange, County of Lorain, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note that this table is applicable for zip codes: 44050
Options for Conventional and FHA Loans Available in LaGrange, OH
The main goal of Lendersa® is to efficiently help you acquire the best possible loan, whether it be Conventional, USDA, or FHA, without unnecessary difficulties. Choose one of three starting points to match with suitable lenders and loan programs.
1st Monarch Mortgage specializes as a full service residential mortgage broker. At 1st Monarch Mortgage, we'll approve your mortgage on only one condition: it's the right one for you. Because we believe that securing the right mortgage should be easy & convenient, we will spend the time with you to make sure your needs & concerns are addressed.
Ohio HealthCare was chartered in 1973, to serve the financial needs of Riverside Methodist Hospital employees in Columbus. For years, the credit union operated out of a small office in the basement of the hospital. Eventually, RMH evolved into OhioHealth and also incorporated Grant Medical Center.
6371 Riverside Drive, Suite 1600, Dublin, OH, 43017
Our emphasis on people, pricing, process and product, has created a customer experience second to none in the mortgage industry. In many cases we have closed loans in 10 days or less. With First National Bancorp you can do an entire mortgage from application to closing without leaving your family room.
Quick App Mortgage LLC Based in Dublin, Ohio and with origination experience of over 1000 loans, we know what programs are best suited for our clients. We are familiar with virtually all home loan types from FHA to Conforming and VA to Jumbo.Conventional 1st Time Home Buyer, Fannie Mae – as little as 3% down and more.
Stratton Mortgage, LLC full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan.
Premiere Mortgage One was created with the goal of providing the best value in the mortgage industry to our customers. Our loan officers are fully licensed by the U.S. Government and are held to the highest standards of licensing, testing and continuing education. They are available any time to answer any questions.
Citizens National Bank (CNB) is a commercial bank with physical locations in Bluffton, Celina, Defiance, Elida, Findlay, Lima, Springfield, Toledo and Van Wert, Ohio. Focused on small business, we work closely with our customers to develop individualized financing plans and a variety of treasury management services.
SMART Federal Credit Union is a not-for-profit organization designed to meet the needs of ALL school employees and retired teachers in Franklin County and select surrounding counties. SMART was established in 1952 by a local principal, Ms. Edna Windom, to bring local teachers the same banking needs a bank offers WITHOUT the unnecessary fees.
