Explore the differences! FHA VS Conventional loan programs in LaGrange, Lorain County, Ohio

In 2025, the Conventional loan limit in LaGrange, which resides in Lorain county, OH, is $726,200. In contrast, the FHA limit for a single-family home is $472,030, offering different thresholds for home financing.

Utilize the Lendersa® Conventional loan calculator to evaluate the best possible rates available today for Conventional, FHA, and USDA loans, and figure out the income, credit, reserves, and documentation needed to qualify. This advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the most suitable program for your financial requirements in OH.

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Understanding Loan Limits and Downpayment Needs for 2025 in LaGrange, County of Lorain, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note that this table is applicable for zip codes: 44050

Options for Conventional and FHA Loans Available in LaGrange, OH

The main goal of Lendersa® is to efficiently help you acquire the best possible loan, whether it be Conventional, USDA, or FHA, without unnecessary difficulties. Choose one of three starting points to match with suitable lenders and loan programs.

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  • WesTex Federal Credit Union
  • 901 Avenue Q, Lubbock, TX, 79401
  • WesTex Federal Credit Union has been open since 1946. The credit union has assets totaling $85.02 Million and provides banking services to more than 7, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member.
  • Colorado Home Loans
  • 2121 W 84th Ave, Suite 201, Denver, CO, 80260
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Alamo Premier Mortgage
  • 19851 State Hwy 46 W, Suite 201, Spring Branch, TX, 78070
  • "At Alamo Premier Mortgage We underwrite, process and close our own loans. We do VA, FHA, conventional, jumbo and investment loans. We NEVER change our fees, you will know what you are paying for a loan, the rate and terms before you sign your paperwork We can Pre Approve your Land, Construction and Final Loan in one stop."
  • Construction Financial Solutions
  • 18568 Forty Six Pkwy, Suite 3002, Spring Branch, TX, 78070
  • CFS over 25 years Construction Financial Solutions has offered homeowners construction loans throughout Texas. We provide construction loans to build custom homes, investment properties, vacation homes, as well as renovation of existing homes. ​The construction loan is refinanced into a long term mortgage upon construction completion.
  • Metro Mortgage Group LLC
  • 825 E Speer Blvd, Suite 206, Denver, CO, 80218
  • At Metro Mortgage Group, experience the difference that Genuine personal service makes when buying or refinancing your home. Experience the difference. Extensive knowledge and experience, paired with excellent lender relationships, allows Metro Mortgage Group to offer our clients mortgage solutions that meet their individual needs and goals.
  • Northstar Mortgage: Phil A. Trujillo
  • 387 Corona St, Suite 563, Denver, CO, 80218
  • Northstar Mortgage is a mortgage broker firm dedicated not only to provide you with the best combination of service, product, and rates but as well as to work hand in hand with you so we meet your personal goals. With over twenty years of combined mortgage lending experience you are sure to get the best advice to meet your needs.
  • US Mortgage Solutions
  • 1424 N Clarkson Street, Denver, CO, 80218
  • Our mission is to serve our customers with pride, honesty, and integrity. Our goal is to provide our clients with very competitive interest rates at a discounted cost. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a mortgage. US Mortgage Solutions, LLC is an established Mortgage Broker.
  • Mortgage Maestro Group
  • 387 North Corona Street, Suite 646, Denver, CO, 80218
  • At the Mortgage Maestro Group, we are here to help you navigate through the complicated seas of house-hunting to the promised land of home ownership. Whether you are refinancing, a first-time buyer, buying a rental property, or you’re finally ready for your dream home, we have you covered. Let our experts guide you through the maze.