Explore the differences! FHA VS Conventional loan programs in Oberlin, Lorain County, Ohio

In the year 2025, the limit for Conventional loans in Oberlin, located in Lorain county of OH, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® Conventional loan calculator to assess the best rates for today's Conventional loans versus FHA and USDA options. This tool helps determine required income, credit, reserves, and documentation for qualification. Using our comprehensive mortgage calculator, compare side-by-side Conforming Conventional loans, USDA, FHA, and VA, enabling you to identify the most suitable program for your financial needs in OH.

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Insight into 2025 loan limits and downpayment requirements in Oberlin, Lorain county of OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for zip codes: 44074

Options for Conventional and FHA loans in Oberlin, OH

The aim of Lendersa® is to swiftly and easily obtain the most favorable Conventional, USDA, or FHA loan for you. You can begin with one of three starting points that efficiently link you with compatible lenders and loan products.

Lendersa USDA loan request with matching results


  • AMS Holdings, Inc
  • 4040 MacAarthur Boulevard, Suite 309, Newport Beach, CA, 92660
  • AMS Real Estate is one of the fastest growing residential and commercial real estate companies, provides brokerage and consulting services in fields of Mortgage, Real Estate, and Development. Industry knowledge, experience, and attentive customer services drives AMS trajectory. A streamlined approach eliminates non-productive tasks.
  • Reynolds, Darren
  • 2549 Eastbluff Drive, Suite 408, Newport Beach, CA, 92660
  • Title Properties provides California homeowners access to personalized brokerage services and comprehensive support throughout your real estate sales process, all for a 1.9% listing fee. Get industry leading value and service without the high expense of a traditional full service agent or broker. Get the REALTOR® benefit without the REALTOR® price!
  • Century Mortgage
  • 14 Corporate Place, Suite 120, Newport Beach, CA, 92660
  • Century Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • Sol Terra Estates & Lending Inc.
  • 23 Corporate Place, Suite 150B, Newport Beach, CA, 92660
  • Sol Terra Estates and Lending Inc. is a small boutique office created and run by extremely passionate and qualified individuals who have extensive high end corporate sales backgrounds and are top rated professionals in the Real Estate and Lending industries. We provide our clients with the best in Real Estate Sales, Marketing, Investing and Lending
  • Coastal Capital Funding Inc
  • 1300 Bristol Street North, Suite 100, Newport Beach, CA, 92660
  • Coastal Capital Funding is a residential mortgage practice with a track record of closing on time and providing AMAZING communicating to our clients. Steve Berger has been a licensed mortgage professional in multiple states since 2003. He is the Founder and CEO for Coastal Capital Funding
  • Fast Direct Lending
  • 4100 Campus Drive, Suite 210, Newport Beach, CA, 92660
  • We take pride in providing you with excellent service and appreciate the opportunity to assist you with your Mortgage Needs. Fast Direct Lending, a professional mortgage company specializing in residential mortgages.At Fast Direct Lending, we will find a loan that fits each borrower.
  • Five Fifty Financial
  • 2549 Eastbluff Drive, Suite 208, Newport Beach, CA, 92660
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Ameriflex Mortgage
  • 4570 Campus Drive, Suite 8, Newport Beach, CA, 92660
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Pacific Coast Lending
  • 4570 Campus Drive, Suite 5, Newport Beach, CA, 92660
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • K Pacific Group
  • 1300 Quail Street, Suite 275, Newport Beach, CA, 92660
  • Established in Newport Beach, our presence is expanding throughout California. Our goal is to provide each client with personalized, honest and ethical service through numerous quality control systems. By utilizing proven strategies that take into account the borrower's current and future financial goals,