Explore the differences! FHA VS Conventional loan programs in Huber-Heights, Montgomery County, Ohio
For 2025, the limits for conventional loans in Huber-Heights, located in Montgomery county, OH, are set at $647,200. Concurrently, the FHA limit tailored for a single-family home is $420,680. Understanding these limits is crucial for prospective homeowners, as they are foundational in planning finances and determining mortgage eligibility.
Engage with the Lendersa® Conventional loan calculator to compare today's most competitive rates between Conventional, FHA, and USDA loans. This efficient tool assesses income, credit, and reserve requirements along with the documentation necessary for qualification. By using our advanced mortgage calculator, you can examine the side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA loans, helping you determine the best loan program in OH that meets your particular financial needs.
2025 Loan Limits and Downpayment Requirements in Huber-Heights, Montgomery, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The above comparison table applies to these zip codes: 45424. Leverage this information for informed financial planning and decision-making.
Discovering Conventional and FHA Loan Options in Huber-Heights, OH
Lendersa® is dedicated to swiftly securing you the best possible Conventional, USDA, or FHA loans with minimal hassle. Start by selecting one of three strategic pathways that align you with lenders and loan programs tailored specifically to your needs.
We do what banks do, but with better rates & lower fees. Open to ALL Law enforcement in the State of Connecticut. Skilled employees giving great services. We hope to become a statewide police credit union, serving all law enforcement in the state.All police departments are invited to partner with us as to provide police-oriented financial services.
General Merchant Funding was established with the mission of offering small businesses access to fairly priced funding options. GMF is the best solution for small businesses unable to qualify for traditional funding. By assessing your business' monthly cash flow, GMF enables you to use the strength of your cash flow to manage demands for capital.
Sojourn Mortgage Company. We work closely with home buyers throughout the lending process. Sojourn Mortgage Company LLC Founder Paula Mercier explains, “The goal of Sojourn Mortgage is to deliver such high-quality service that clients will want to recommended us to their friends and family.
Dutch Point Credit Union is a full-service, community credit union whose mission is to improve members’ financial well-being through financial solutions and education. Dutch Point has been serving generations of members since 1960. Membership is open to anyone who lives, works, worships, goes to school or conducts business in Hartford, New Haven.
We are your Mortgage consultant in Connecticut committed to educating home buyers about home loans, purchasing a new home, refinancing and credit repair. Welcome Home Mortgage LLC has helped home owners choose the best home loan program, from FHA, VA, USDA, and Conventional loans along with Reverse Mortgages and Refinancing.
QuikFund, Inc is a Mortgage Lender headquartered in Garden City, NY. We are just a train ride from New York City. Our Licensed Loan Officers will complete your Pre Approval Letter in less than 1 hour. We will help you find the best Refinance or Purchase mortgage with rates below the national Average.
The Bank of Elk River is a community bank that has been family-owned and operated since 1885. Founded with a vision of being strong, loyal and innovative - a tradition we still honor today - we are committed to providing our customers with great service, convenient products and an overall better banking experience.
We are committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. We will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. We will work with you to come up with a plan
MECU was originally chartered solely for the employees of Presto Manufacturing Company in Jackson. Our humble credit union has grown to include more than 600 member companies across central and northern Mississippi.
At Members Exchange, you’ll know right away that you’re more than a customer – you’re a member.
