FHA VS Conventional loan programs in Lakewood, Cuyahoga County, Ohio

For 2026, the conventional loan limit in Lakewood, located in Cuyahoga county, OH, is $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.

Utilize Lendersa® Conventional loan calculator to evaluate today's superior rates for Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents are needed to qualify. Our advanced mortgage calculator juxtaposes Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the most suitable program in OH given your unique financial scenario.

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Loan Limits and Downpayment Requirements for 2026 in Lakewood, Cuyahoga, OH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

These comparisons apply to zip codes: 44107

Exploring Options for Conventional and FHA Loans in Lakewood, OH

The goal of Lendersa® is to swiftly connect you with the best possible Conventional, USDA, or FHA loans, simplifying the process. Choose one of three entry points to align with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • Dara Delgado Home Loans
  • 101 Parkshore Dr, Suite 100, Folsom, CA, 95630
  • Dara Delgado founder of the company and also she Experience, service, a strong work ethic and a high level of expertise are the four pillars upon which Dara's business has thrived through all kinds of markets. When this is combined with her communication skills and positive attitude, it's easy to see why so many past clients.

  • Real Estate & Lending Solutions
  • 101 Parkshore Drive, Suite 100, Folsom, CA, 95630
  • Real Estate & Lending Solutions is unique in that we provide multiple services that save our clients valuable time and money. We have the ability to assist you in financing, selling, and buying residential and commercial real estate. We are a true mortgage broker with the ability to provide very competitive mortgage financing programs.

  • R and R Loans
  • 7700 Folsom Auburn Road, Suite 110, Folsom, CA, 95630
  • We will treat you right and give you the personal attention you deserve. We know the big commitment you are making in buying a home, refinancing a mortgage, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.

  • Masters Team Mortgage
  • 785 Orchard Dr Suite 250, Folsom, CA, 95630
  • Masters Team Mortgage is a premier mortgage broker in the greater Sacramento region. Our boutique approach ensures a lending experience rare in today’s automated, online-dominated lending environment. We want to see you, get to know you, and develop a relationship with you that will span generations to come.

  • Reliance Home Loans - Evangeline Scott
  • 950 Glenn Drive, Suite 265, Folsom, CA, 95630
  • We are a full-service mortgage company based in Folsom, CA. We specialize in Home Purchase Loans and Refinance in California. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

  • Primary Residential Mortgage, Inc.
  • 101 Parkshore Dr Ste 215, Folsom, CA, 95630
  • Our creative business model has provided decades of stable success, and in 2019 alone, we funded over $6.3 billion in loans and helped people all over the country reach their home financing goals. We believe in providing strong futures for our customers, our referral partners and our team members.

  • Iron Point Mortgage
  • 2130 E. Bidwell Street, Suite 110, Folsom, CA, 95630
  • At Iron Point Mortgage, our business is helping clients get the right residential financing for both new home purchase and refinance mortgages. Our passion, is providing the education and guidance so you’ll understand the process, how to plan for the future, take advantage of available opportunities, and build long-term wealth through Real Estate.

  • Real Estate by Paula & Shay Mortgage
  • 4722 La Puma Court, Camarillo, CA, 93012
  • Real Estate by Paula & Shay Mortgage is a prestigious real estate and mortgage brokerage company with nearly 30 years experience in real estate sales and financing. With expertise in all aspects of real estate, we assist our clients in achieving their home ownership and financing dreams.

  • Full Force Funding LLC
  • 4759 Sweeney Circle, Rocklin, CA, 95677
  • Full Force Funding is a direct lender for real estate investors renovating properties throughout American neighborhoods. With our strong Fix & Flip Financing program and established relationships with national investors and institutional partners, we aim to provide value to your business and grow your bottom line.

  • Revive Mortgage, Inc.
  • 4230 Rocklin Road, Suite 200, Rocklin, CA, 95677
  • Revive Mortgage and has extensive knowledge in the Mortgage and Financing business. With a Bachelors Degree in Finance and personal hands on experience in Real Estate, Real Estate Investing and Mortgages he is able to help his clients navigate through the entire process seamlessly and effortlessly.

  • TSG Lending Inc
  • 4465 Granite Drive, Suite 1019, Rocklin, CA, 95677
  • TSG Lending providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

  • Continental Mortgage Operations
  • 5875 Pacific Street, Suite E5, Rocklin, CA, 95677
  • Our experienced professionals are driven to attain premier financing options to best suit your financing needs. Providing over 30 years of quality service to California Residents, you can feel confident in trusting your financing needs to us.Our Operatives have a wealth of knowledge & are focused on helping you achieve the dream of home ownership.