FHA VS Conventional loan programs in 2026 for Delphos, Allen County, Ohio

For the year 2026, the conventional loan limit in Delphos, located in Allen county, OH, is $726,200. While for a single-family home, the FHA limit is set at $472,030.

Use the Lendersa® Conventional loan calculator to analyze today's best rates between Conventional, FHA, and USDA options. Determine the necessary income, credit requirements, reserves, and documents for qualification. Our advanced mortgage calculator allows you to juxtapose Conforming Conventional, USDA, FHA, and VA loans, helping you choose the optimal program in OH for your financial condition.

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2026 Loan Limits and Down Payment Requirements in Delphos, Allen County, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This information applies to zip codes: 45833

Explore Conventional and FHA Loan Options in Delphos, OH

The objective of Lendersa® is to secure the best Conventional, USDA, or FHA loan for you swiftly and efficiently. Choose from one of three pathways that connect you with compatible lenders and loan plans.

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Delphos Lenders

  • Superior Financial Solutions
  • 4230 Elida Rd, Lima, OH, 45807
  • Lends in Ohio
  • Superior Credit Union has its own in-house insurance agency, Superior Insurance Services (SIS). SIS offers discounted auto, home, life, and business insurance to Superior Credit Union members. Superior Insurance Services is an independent insurance agent representing many of Ohio's leading insurance companies

  • Superior Credit Union
  • 4230 Elida Rd, Lima, OH, 45807
  • Lends in Ohio
  • Superior Credit Union is a not-for-profit, member-owned financial cooperative. Unlike profit-driven banks and finance companies, our excess earnings are returned to members in the form of friendly service, low interest rates on loans, high yield savings and investment accounts, and low or no fee convenience services.

  • First Federal Savings and Loan Association of Van Wert
  • 679 Fox Road, Van Wert, OH, 45891
  • Lends in Ohio
  • First Federal of Van Wert, OH is a locally owned and operated financial institution. We are a community oriented bank which excels in customer service and building relationships. Our goal is to make every banking experience a great one! First Federal and our employees are heavily involved in our community.

  • The Union Bank Co.
  • 105 Progressive Drive, Columbus Grove, OH, 45830
  • Lends in Ohio
  • The Union Bank Company has been committed to providing the very best banking products and services to the communities and businesses it serves throughout Northwest and Central Ohio. Headquartered in Columbus Grove, the bank has grown to include offices in Bowling Green, Columbus Grove, Delphos, Findlay, Gahanna, Gibsonburg, Kalida, Leipsic, Lewis C

  • TopMark Federal Credit Union
  • 609 E. Main Street, Lima, OH, 45806
  • Lends in Ohio
  • TopMark Federal Credit Union is a member-owned federally chartered credit union committed to serving the financial needs of its members. Our mission is to be the Members’ primary financial institution. The credit union will provide quality, competitive services in an atmosphere of trust and superior member satisfaction

  • The First National Bank of Pandora
  • 102 E Main Street, Pandora, OH, 45877
  • Lends in Ohio
  • When First National Bank was founded over 100 years ago, we were established as an independent community bank to support area residents and businesses. In the years since we have grown in services and the number of branches but our commitment to our mission remains the same. We are focused on building lifelong relationships with our customers

  • Citizens National Bank.
  • 102 S. Main Street, Bluffton, OH, 45817
  • Lends in Ohio
  • Citizens National Bank (CNB) is a commercial bank with physical locations in Bluffton, Celina, Defiance, Elida, Findlay, Lima, Springfield, Toledo and Van Wert, Ohio. Focused on small business, we work closely with our customers to develop individualized financing plans and a variety of treasury management services.

  • First National Bank in New Bremen
  • 435 S. Washington Street, New Bremen, OH, 45869
  • Lends in Ohio
  • First National Bank was chartered in 1934 as a national bank. It currently has offices in New Bremen, Wapakoneta, Sidney, New Knoxville, & Botkins, Ohio. The Bank is engaged in serving the financial needs of individuals, businesses, & organizations. The principal business of the bank is making loans and accepting deposits from the general public.

  • The Peoples Bank Co.
  • 112-14 West Main Street, Coldwater, OH, 45828
  • Lends in Ohio
  • Banking had its beginning in Coldwater of 1902. Henry C. Fox, Anthony Rathweg, and H. F. Hoffman started a partnership and opened a bank under the name of The Peoples Bank. It was located at the corner of South First and Main Streets. This partnership was so prosperous that in 1905 they decided to form a corporation.