FHA vs Conventional Loans in Medina, Medina County, Ohio

In 2026, Medina in Medina, OH, has a Conventional loan limit of $726,200. For single-family homes, the FHA loan limit is $472,030.

Use the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, guiding your choice of the best program in OH for your financial needs.

Check out loan offers available from 100 lenders

2026 Loan Limits & Down Payment Requirements in Medina, Medina, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison is relevant to the following zip codes: 44256

Conventional and FHA Loan Options in Medina, OH

Lendersa® aims to help you secure the best possible Conventional, USDA, or FHA loans efficiently. Choose from three methods that lead you to matched lenders and loan programs.

Results for Lendersa USDA loan requests


Medina Lenders

  • Veritas Financial Group LLC
  • 1060 Ledge Road, Medina, OH, 44256
  • Lends in Ohio
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • COMMONWEALTH DIVERSIFIED LENDING
  • 5000 Gateway Drive, Medina, OH, 44256
  • Lends in Ohio
  • Our business specializes in making every client feel like family. For my clients with every challenge that may be put in front of me, it is just an obstacle to get over, so that my clients will meet there goals, whether it is buying a home, financial freedom, real estate investing, or buying a business.

  • Consolidated Funding Corp
  • 2425 Medina Road, Medina, OH, 44256
  • Lends in Ohio
  • CHM Lending is a local mortgage broker founded in 1992 and located in Medina, Ohio. Our company offers a full range of mortgage loan products including Conventional, FHA, VA, USDA, Construction, and Renovation loans. Our team has a combined over 45 years of experience in the mortgage industry.

  • Crossroads Home Loans
  • 2530 Medina Road, Suite 100, Medina, OH, 44256
  • Lends in Ohio
  • "At Crossroads Home Loans. We are a web based Mortgage Firm.

    We know that each customer has specific needs, so we strive to meet those needs with a wide array of products and services.

    Buyers, Sellers or Refinancing. We pride ourselves on our consistent referral base from Past Clients Real Estate Agents, Broker Firms, Attorneys"

  • Medina County Federal Credit Union
  • 1353 Reimer Road, Wadsworth, OH, 44281
  • Lends in Ohio
  • Medina County Federal Credit Union provides savings, checking/debit, loans, credit cards & other financial services to the people of Medina County, Ohio. We have three branches located in Medina County to serve our Members. Credit Union provides savings, checking/debit, loans, credit cards & other financial services to the people of Medina County,

  • Westfield Bank, FSB
  • 2 Park Circle, Westfield Center, OH, 44251
  • Lends in Ohio
  • Established in 2001 and headquartered in Westfield Center, Ohio, Westfield Bank currently serves customers in Cuyahoga, Richland, Medina, Stark, Summit, and Wayne counties as well as insurance agencies across the country. We deliver financial roadmaps and solutions so families, businesses, and insurance agencies can thrive.

  • Todd Turner Lending Group
  • 550 Crystal Lake Rd, Akron, OH, 44333
  • Lends in Ohio
  • Your goals deserve more than a one-size-fits-all loan. Todd Turner Lending Group brings 25+ years of experience to home purchases, refinancing, reverse mortgages and investor financing. From self-employed borrowers to DSCR, hard money, fix-and-flip and ground-up construction loans, we help you explore financing that fits. Personal guidance. Creative solutions. You Matter More. Call 330-620-6898.

  • Towpath Credit Union
  • 2969 Smith Road, Fairlawn, OH, 44333
  • Lends in Ohio
  • Towpath Credit Union, formerly Akron Teachers Credit Union, was established in 1936 for employees of the Akron Public Schools. By 1969, the Akron Teachers Credit Union had outgrown the small Akron office. Many other employee groups had also realized the benefits of being credit union members.

  • Riverview Mortgage Corp
  • 2919 West Market Street, Suite C, Akron, OH, 44333
  • Lends in Ohio
  • We have a full range of products for all of your mortgage financing needs. At Riverview Mortgage, we know how overwhelming the mortgage process can be without the proper guidance. Like any other service based industry, most companies claim to offer quality service but few actually follow through on their promises.