FHA VS Conventional loan programs in 2026 for Wadsworth, Medina County, Ohio

In the year 2026, the limit for Conventional loans in Wadsworth within Medina county, OH, is set at $726,200. At the same time, the maximum for FHA loans is $472,030 for a single-family dwelling.

Want to analyze today’s best rates? Utilize the Lendersa® Conventional loan calculator to make comparisons between Conventional, FHA, and USDA offerings, defining key metrics like income, credit score, savings, and essential documentation required for approval. Our state-of-the-art mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, empowering you to determine the most fitting program in OH for your financial requirements.

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2026 loan limits and down payment criteria for Wadsworth, Medina county, OH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table comparison references zip codes: 44281

Explore Conventional and FHA loan options in Wadsworth, OH

Lendersa® is committed to obtaining the optimal Conventional, USDA, or FHA loan for you swiftly and effortlessly. Choose from three starting points designed to align you with compatible lenders and loan programs.

Lendersa: Request and match results for USDA loans


  • DEVAL LLC
  • 8230 Leesburg Pike, Suite 600, Vienna, VA, 22182
  • At DEVAL LLC we hold ourselves to the highest standards of customer service, working honestly and fairly with all of our customers and clients. We provide services to address our customers’ unique circumstances, including numerous payment options, extended hours of operation and associates who are trained to provide knowledgeable assistance.

  • City Lending, Inc
  • 8150 Leesburg Pike, Suite 405, Vienna, VA, 22182
  • City Lending, we know the importance of investing in a home. We understand it can be a scary & sometimes overwhelming process but we aim to make it easy.Our goal is to help borrowers of all experience levels to overcome hurdles that may stand in their way, so they can quickly & painlessly move forward with all of their home related aspirations.

  • United 1 Mortgage
  • 8100 Boone Blvd Suite 450, Vienna, VA, 22182
  • United 1 Mortgage Corp, our mission is to set a high standard in the mortgage industry.We are committed to quality customer service – about putting the people we serve first.Our goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for you & your family from the many mortgage options.

  • Trustworthy Mortgage
  • 1964 Gallows Road, Suite 350, Vienna, VA, 22182
  • Trustworthy Mortgage is a locally owned & operated both Mortgage lender & broker company serving Virginia, Maryland, District of Columbia, Texas, & Florida. Our cutting edge technology and commitment to superior customer service has set us apart from our competition.We are especially well known & have an excellent reputation in our licensed areas.

  • Buckingham Mortgage, LLC
  • 1593 Spring Hill Road, Suite 100, Vienna, VA, 22182
  • BFGUSA was created from the vision of its founders to provide exceptional mortgage banking services for its residential, commercial, and business clients. Our strong lender relationships allow us to tailor niche loan programs for hard-to-fund loans. Our clientele ranges from high-end boutiques to credit challenged consumers.

  • Advantage Star Mortgage Corp
  • 14861 Meriwether Dr, Glenelg, MD, 21737
  • Advantage Star Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. and We offer a wide range of loan programs including: 30yr mortgage Conventional, Jumbo, VA and more

  • ALCOVA Mortgage LLC
  • 308 Market Street SE., Roanoke, VA, 24011
  • "ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.

    “When I bought my first house, I realized how confusing the mortgage process could be."

  • Rural Cooperatives Credit Union, Inc.
  • 1630 Lyndon Farm Court, Suite 201, Louisville, KY, 40223
  • The Rural Cooperatives Credit Union is a member-owned, federally insured financial institution. Our mission is to assist member-owners in realizing personal financial success by providing competitive, value-oriented products and services delivered with excellent member service and convenience.

  • KIT Federal Credit Union
  • 9711 Linn Station Road, Louisville, KY, 40223
  • KIT Federal Credit Union ("KIT") is a member-owned, not-for-profit financial institution that exists to provide superior financial products to our member-owners and their families. KIT was chartered in 1965 with the field of membership of the employees of A&P grocery stores located in Kentucky, Indiana, and Tennessee. We began in a one-room office.