FHA VS Conventional loan programs in 2026 for Lodi, Medina County, Ohio

In this year, 2026, the set limit for conventional loans in Lodi, located within the county of Medina, OH, is $726,200. In comparison, the FHA's limit for a single-family home is $472,030.

The Lendersa® platform offers a Conventional loan calculator which allows comparison of today’s best rates for Conventional, FHA, and USDA loans. It calculates income requirements, credit scores, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows you to compare Conforming Conventional loans, USDA, FHA, and VA programs side by side, aiding in the decision process to determine the best suited option for your financial needs in OH.

Explore loan offers from 100 lenders

2026 loan limits and down payment details for Lodi, county of Medina, OH

Type of Loan Maximum Loan Amount Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for these zip codes: 44254

Available Conventional and FHA Loan Options in Lodi, OH

The primary objective of Lendersa® is to facilitate obtaining the best possible Conventional, USDA, or FHA loan with minimal hassle. You have three options to get matched with lenders and appropriate loan programs.

Lendersa USDA loan request and matching outcomes

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Lodi Lenders

  • Westfield Bank, FSB
  • 2 Park Circle, Westfield Center, OH, 44251
  • Lends in Ohio
  • Established in 2001 and headquartered in Westfield Center, Ohio, Westfield Bank currently serves customers in Cuyahoga, Richland, Medina, Stark, Summit, and Wayne counties as well as insurance agencies across the country. We deliver financial roadmaps and solutions so families, businesses, and insurance agencies can thrive.

  • The Farmers Savings Bank
  • 111 West Main Street, Spencer, OH, 44275
  • Lends in Ohio
  • The Farmers Savings Bank is a branch office of The Farmers Savings Bank. They provide the following services: Full Service Office Location and are located at 111 West Main Street in Spencer Ohio.
    Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website

  • Veritas Financial Group LLC
  • 1060 Ledge Road, Medina, OH, 44256
  • Lends in Ohio
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • COMMONWEALTH DIVERSIFIED LENDING
  • 5000 Gateway Drive, Medina, OH, 44256
  • Lends in Ohio
  • Our business specializes in making every client feel like family. For my clients with every challenge that may be put in front of me, it is just an obstacle to get over, so that my clients will meet there goals, whether it is buying a home, financial freedom, real estate investing, or buying a business.

  • Consolidated Funding Corp
  • 2425 Medina Road, Medina, OH, 44256
  • Lends in Ohio
  • CHM Lending is a local mortgage broker founded in 1992 and located in Medina, Ohio. Our company offers a full range of mortgage loan products including Conventional, FHA, VA, USDA, Construction, and Renovation loans. Our team has a combined over 45 years of experience in the mortgage industry.

  • Crossroads Home Loans
  • 2530 Medina Road, Suite 100, Medina, OH, 44256
  • Lends in Ohio
  • "At Crossroads Home Loans. We are a web based Mortgage Firm.

    We know that each customer has specific needs, so we strive to meet those needs with a wide array of products and services.

    Buyers, Sellers or Refinancing. We pride ourselves on our consistent referral base from Past Clients Real Estate Agents, Broker Firms, Attorneys"

  • Medina County Federal Credit Union
  • 1353 Reimer Road, Wadsworth, OH, 44281
  • Lends in Ohio
  • Medina County Federal Credit Union provides savings, checking/debit, loans, credit cards & other financial services to the people of Medina County, Ohio. We have three branches located in Medina County to serve our Members. Credit Union provides savings, checking/debit, loans, credit cards & other financial services to the people of Medina County,

  • Wayne County Community Federal Credit Union
  • 311 Kaufman Drive, Smithville, OH, 44677
  • Lends in Ohio
  • Wayne County Community Federal Credit Union was officially organized on June 7, 1966 as the Wayne County School Employees Federal Credit Union. Seven very foresighted school employees (Sam Yelic, Charles Deane, Wayne Kornhaus, Neal Retherford, Fred Kloha, Russell Knight and Kenneth Barton) met on that June date

  • New Horizon Federal Credit Union
  • 180 Second Street SW, Barberton, OH, 44203
  • Lends in Ohio
  • NEW HORIZON FEDERAL CREDIT UNION is a credit union located at 180 2nd St SW, Barberton, Ohio, United States. New Horizon FCU started as a credit union to help support the employees from Babcock and Wilcox. In 2013 New Horizon received it's community charter and now they can serve all of Summit County.