FHA VS Conventional loan in Mingo-Junction, Jefferson County, Ohio

In 2026, the conventional loan limit in Mingo-Junction, situated in Jefferson county, OH, is $647,200. For a single-family home, the FHA limit stands at $420,680.

Use Lendersa®'s Conventional loan calculator to compare top rates for Conventional, FHA, and USDA loans today. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced calculator provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA options, helping you determine which program in OH suits your unique financial needs.

Explore loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Mingo-Junction, Jefferson, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table covers the following zip codes: 43938

Conventional and FHA Loan Options in Mingo-Junction, OH

Lendersa®'s aim is to provide you with the best possible Conventional, USDA, or FHA loans quickly and easily. Choose one of three starting points to connect with matching lenders and loan offerings.

Lendersa's USDA loan request results and matches


Mingo-Junction Lenders

  • Valley One Community Federal Credit Union
  • 2990 Johnson Road, Steubenville, OH, 43952
  • Lends in Ohio
  • Valley One Community Federal Credit Union has been open since 1965. The credit union has assets totaling $41.47 Million and provides banking services to more than 3, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Unified Bank
  • 201 S. 4th at Hickory, Martins Ferry, OH, 43935
  • Lends in Ohio
  • Unified Bank is committed to the core principles of Customer Service Excellence and Hometown Banking. We are a community-minded bank that truly makes a difference!
    We look forward to being your committed financial partner. Whatever your dreams or stage in life, we want to be Your Bank!

  • Belmont Savings Bank
  • 3301 Guernsey Street, Bellaire, OH, 43906
  • Lends in Ohio
  • Belmont Savings Bank (BSB) is a full-service community bank headquartered in Bellaire, Ohio. Serving the community since 1885, BSB has the expertise, coupled with the friendly service you expect in a community bank. Offering services from checking accounts, to loans for your business and home, to online banking and more,