FHA VS Conventional loan programs in 2026 for Martins-Ferry, Belmont County, Ohio

In 2026, the maximum conventional loan amount in Martins-Ferry, situated in Belmont county of OH, is set at $647,200, whereas the FHA cap for a single-family home reaches $420,680.

To analyze today's top Conventional, FHA, and USDA rates, use the Lendersa® Conventional loan calculator. This tool helps you understand the income, credit requirements, reserves, and documentation needed for qualification. With our state-of-the-art mortgage calculator, assess Conforming Conventional loans next to USDA, FHA, and VA loans to determine the best option in OH for your unique financial situation.

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2026 lending limits and down payment requirements in Martins-Ferry, Belmont county of OH

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

These details apply to the following zip codes: 43935

Explore Conventional and FHA loan selections in Martins-Ferry, OH

Lendersa® is committed to quickly finding you the most favorable Conventional, USDA, or FHA loan with minimal inconvenience. Choose from one of our three starting points to connect with appropriate lenders and loan products.

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Martins-Ferry Lenders

  • Unified Bank
  • 201 S. 4th at Hickory, Martins Ferry, OH, 43935
  • Lends in Ohio
  • Unified Bank is committed to the core principles of Customer Service Excellence and Hometown Banking. We are a community-minded bank that truly makes a difference!
    We look forward to being your committed financial partner. Whatever your dreams or stage in life, we want to be Your Bank!

  • Belmont Savings Bank
  • 3301 Guernsey Street, Bellaire, OH, 43906
  • Lends in Ohio
  • Belmont Savings Bank (BSB) is a full-service community bank headquartered in Bellaire, Ohio. Serving the community since 1885, BSB has the expertise, coupled with the friendly service you expect in a community bank. Offering services from checking accounts, to loans for your business and home, to online banking and more,

  • Valley One Community Federal Credit Union
  • 2990 Johnson Road, Steubenville, OH, 43952
  • Lends in Ohio
  • Valley One Community Federal Credit Union has been open since 1965. The credit union has assets totaling $41.47 Million and provides banking services to more than 3, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Ohio Valley Community Federal Credit Union
  • 52775 Boston Hill Road, Hannibal, OH, 43931
  • Lends in Ohio
  • Ohio Valley Community Federal Credit Union has been meeting the changing financial needs of its members since 1960. OVCFCU is one of the area's largest financial institutions. We are a full-service, federal-chartered financial institution guided by this mission statement: “Providing safety and security with innovative financial services.