Explore the differences! FHA VS Conventional loan programs in Wintersville, Jefferson County, Ohio

In 2026, the limit for Conventional loans in Wintersville, part of Jefferson county, OH, is $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today’s top rates for Conventional, FHA, and USDA loans. The tool determines the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you see Conforming Conventional loans, USDA, FHA, and VA options side-by-side, helping identify the best program in OH for your financial situation.

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2026 Loan Limits and Downpayment Requirements in Wintersville, County of Jefferson, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 43953

Options for Conventional and FHA Loans in Wintersville, OH

Lendersa® strives to help you quickly find the best Conventional, USDA, or FHA loan without hassle. Choose one of three starting points to match with lenders and suitable loan programs.

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Wintersville Lenders

  • Valley One Community Federal Credit Union
  • 2990 Johnson Road, Steubenville, OH, 43952
  • Lends in Ohio
  • Valley One Community Federal Credit Union has been open since 1965. The credit union has assets totaling $41.47 Million and provides banking services to more than 3, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Unified Bank
  • 201 S. 4th at Hickory, Martins Ferry, OH, 43935
  • Lends in Ohio
  • Unified Bank is committed to the core principles of Customer Service Excellence and Hometown Banking. We are a community-minded bank that truly makes a difference!
    We look forward to being your committed financial partner. Whatever your dreams or stage in life, we want to be Your Bank!

  • Belmont Savings Bank
  • 3301 Guernsey Street, Bellaire, OH, 43906
  • Lends in Ohio
  • Belmont Savings Bank (BSB) is a full-service community bank headquartered in Bellaire, Ohio. Serving the community since 1885, BSB has the expertise, coupled with the friendly service you expect in a community bank. Offering services from checking accounts, to loans for your business and home, to online banking and more,